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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Smart Spending

Hospitals must post their prices online so patients can compare before care

Every hospital in the country is now required to publish what it charges, a rule meant to let patients see a price before they agree...

Smart Spending

E. Mishan cookware buyers can file for a payout with no proof of purchase by September 25

Buyers of certain Gotham Steel, Granite Stone and Bell & Howell cookware have until September 25 to claim a payout from a class-action settlement without...

Retirement Planning

A new law set the estate-tax exemption at $15 million, so almost no family owes the tax

The federal estate-tax exemption climbed to $15 million per person on January 1, 2026, and a married couple can now shield $30 million from the...

Credit Cards & Rewards

Credit-card interest now averages above 20%, so carrying a balance costs more than ever

The average interest rate on credit card accounts that carry a balance climbed to 22.15% in the second quarter of 2026, one of the highest...

Tax Changes & Deadlines

Homeowners 65 and older in Texas can now shield $60,000 of value from school taxes

Texas homeowners who are 65 or older can now exempt $60,000 of their home’s value from school district property taxes, a sixfold jump from the...

Government & Policy

A White House report says drug prices fell the most since 1963, though economists urge caution

The White House announced in August 2026 that prescription drug prices had recorded their steepest annual decline since 1963, framing it as evidence that the...

IRS & Enforcement

The 1099-K tax form now kicks in at $20,000 again, not the $600 once planned

Payment apps and online marketplaces will again send a tax form only to sellers who clear more than $20,000 in payments and more than 200...

Government & Policy

Trump’s drug-pricing order seeks “most favored nation” prices and promises cuts of 30% to 80%

A standing executive order directs the federal government to push drugmakers toward the lowest prices they charge in other wealthy nations, a policy the administration...

Government & Policy

Food-stamp work rules now reach adults up to 64, who must log 20 hours a week

Adults as old as 64 must now document about 20 hours of work or training a week to keep their food stamps, after a change...

Tax Changes & Deadlines

No tax on car-loan interest lets buyers deduct up to $10,000 on a new U.S.-assembled vehicle

Buyers of a new car assembled in the United States can now deduct up to $10,000 of the interest they pay on the loan, a...

Government & Policy

The new law cuts $186 billion from food stamps, the deepest reduction in the program’s history

The One Big Beautiful Bill Act cut federal spending on food stamps by roughly $186 billion through 2034, a reduction that budget analysts describe as...

Government & Policy

California’s minimum wage rises to $17.40 in 2027, the highest of any state

California’s statewide minimum wage will climb to $17.40 an hour on January 1, 2027, cementing its place as the highest state floor in the country....

Tax Changes & Deadlines

No tax on tips lets qualifying workers deduct up to $25,000 on the return they file next year

A new federal deduction lets many tipped workers subtract up to $25,000 in reported tips from their taxable income, a break that applies to the...

Buying & Selling

The home-sale tax break — $250,000 single, $500,000 for couples — hasn’t risen since 1997

The tax break that shields most home sellers from a capital-gains bill is showing its age. When a primary residence is sold, an owner can...

Government & Policy

A veteran’s survivors can claim a VA burial allowance toward funeral costs

When a veteran dies, the Department of Veterans Affairs will help pay for the funeral, burial, and grave, but only if a survivor knows to...

Retirement Planning

A beneficiary form on your account overrides whatever your will says

A will is often treated as the master document of an estate, but for a large share of a typical retiree’s wealth it is overruled...

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