Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A new bill would pay certain disabled veterans an extra $833 a month
A bill in the House would add a supplemental payment of $833.33 a month for a narrow group of severely disabled veterans, money layered on...
Your heirs inherit your home and investments at their value on the day you die, erasing tax on a lifetime of gains
When a home, a brokerage account, or a block of stock passes to an heir at death, the tax code hands the recipient a fresh...
A bill in Congress would repeal the federal income tax on Social Security benefits, but it hasn’t cleared committee
A proposal moving through the House would erase federal income taxes on Social Security benefits altogether, a shift that could raise the net monthly check...
A transfer-on-death deed passes your home to heirs without going through probate
For many older homeowners, the family house is the single largest asset they will leave behind, and the way it passes to the next generation...
New Medicaid work rules reach adults up to age 64, while people 65 and older stay exempt
A 2025 federal law has redrawn the line between who must prove they are working to keep Medicaid and who does not, and the boundary...
Walmart and Target no longer match competitors’ prices, ending a way shoppers trimmed their bills
Two of the country’s largest retailers have quietly removed a tool that budget-conscious shoppers leaned on for years: matching a rival store’s advertised price at...
Starting in 2027 the government will deposit up to $1,000 a year into low- and middle-income savers’ retirement accounts
Beginning with the 2027 tax year, the federal government will start putting money directly into the retirement accounts of lower- and middle-income workers who save,...
Roth 401(k) accounts no longer force required withdrawals during your lifetime
For the 2024 tax year and every year since, a designated Roth account held inside a 401(k) or 403(b) has stopped forcing its owner to...
Rolling a 401(k) straight into an IRA avoids the automatic 20% tax withholding a check in your name triggers
The difference between two ways of moving a 401(k) into an IRA can cost a saver thousands of dollars, and it comes down to whose...
Who qualifies for the $6,000 senior tax deduction? People 65 and older with income under $75,000
A new federal tax break aimed squarely at older Americans took effect for the 2025 tax year, and its eligibility rules are narrower than the...
Adults 55 to 64 must now work 80 hours a month to keep food stamps after exemptions were cut
A provision buried in the 2025 One Big Beautiful Bill Act quietly reset who has to work to keep food stamps, and the change reached...
The average forgotten 401(k) holds $66,691, and a free federal database finds yours
Decades of job-hopping have left Americans holding an enormous pile of retirement money they have simply lost track of. Research counts roughly 31.9 million forgotten...
HSBC customers who file by August 20 receive at least $10 from a settlement
A class action settlement over HSBC Direct Savings accounts is paying a guaranteed minimum of $10 to eligible customers who submit a claim, and the...
A bill would let about 50,000 combat-injured veterans draw both military retirement and disability pay, roughly $1,200 more a month
Under current law, a group of combat-injured service members who were medically retired before serving 20 years cannot collect their military retirement pay and their...
Wartime veterans and surviving spouses can qualify for an Aid and Attendance pension worth up to about $2,900 a month
The Department of Veterans Affairs runs a benefit that many wartime veterans and their surviving spouses never claim, in part because it is buried inside...
A community spouse can keep up to $162,660 in assets when a partner enters a nursing home on Medicaid
When one spouse moves into a nursing home and turns to Medicaid to cover the bill, the partner who stays home does not have to...