Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Home sellers can shield $250,000 of profit from federal tax
A qualifying home seller can exclude as much as $250,000 of gain from federal taxable income, and many married couples filing jointly can exclude up...
October 15 is the federal filing deadline for most tax extensions
Most individual taxpayers who obtained a six-month federal extension must file their 2025 return by October 15, 2026. The extension moved the paperwork deadline, not...
Tax debt above $66,000 can put a passport at risk in 2026
Owing more than $66,000 to the federal government can put a passport in jeopardy in 2026, but the balance alone does not trigger immediate revocation....
An IRS bank levy freezes existing money for 21 days
An IRS bank levy does not usually sweep an account the instant the bank receives it. The institution identifies money available at that moment, freezes...
SAVE borrowers are being told to switch federal repayment plans
Millions of borrowers parked in the SAVE repayment plan are no longer waiting for a court case to resolve before making a choice. Federal loan...
New professional students face a $50,000 annual federal loan ceiling
A new professional student can no longer assume federal loans will cover an unlimited gap between tuition and other aid. For loans made on or...
Graduate borrowing is now capped at $20,500 yearly for new students
The new $20,500 annual federal loan cap changes graduate-school financing by moving a portion of tuition risk away from unlimited federal borrowing and back toward...
Fed researchers find tariffs lift prices 1%–2% and cut spending 4%
A Federal Reserve research paper finds that households did more than pay a tariff-related premium: they also changed what they bought and how much they...
Credit cards stay near 20% after the Fed leaves rates unchanged
The Federal Reserve’s decision to hold its benchmark range steady does not freeze every credit-card account at one rate, but it removes the immediate relief...
New Jersey schedules its next Stay NJ property-tax payment for August
New Jersey’s August Stay NJ installment is easy to confuse with the larger benefit schedule for the next tax year. The payment arriving now belongs...
Sony’s $7.85 million PlayStation settlement faces an October 15 approval hearing
A $7.85 million settlement figure does not yet translate into money available for PlayStation customers to claim. The court has scheduled an October 15 fairness...
Caremark deal could unlock $13 billion in drug savings over 10 years
The largest number in the Caremark settlement is not a reimbursement fund waiting to be divided among patients. It is the Federal Trade Commission’s ten-year...
Nearly 3 million New Yorkers share $2.1 billion in STAR tax relief
New York’s $2.1 billion STAR total is large enough to sound like a uniform rebate, but the program reaches homeowners through two different mechanisms and...
USPS package base prices stay 8% higher through January 17
A temporary postal surcharge can become easy to mistake for a permanent rate once it has appeared on receipts for several months. The current package...
Forever stamps now cost 82 cents after USPS raises mailing prices
A four-cent postage increase looks small at the kitchen table, but it changes the economics of every recurring letter, greeting card and bill payment sent...
Disney’s $50 million streaming settlement opens claims through September 8
A $50 million partial settlement with Disney is accepting claims from qualifying YouTube TV and DirecTV Stream customers through September 8, 2026. The fund does...