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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Smart Spending

$5,000 Dohman breach-loss claims run through September 10

A proposed data-breach settlement involving Nebraska accounting firm Dohman, Akerlund & Eddy gives eligible class members two very different cash paths before September 10, 2026....

Smart Spending

$5,000 FMC breach-loss claims close August 31

FMC Services class members can seek up to $5,000 for losses connected to a 2022 data incident, but the settlement also offers an estimated $75...

Smart Spending

$50 St. Joseph MyChart claims close August 14

St. Joseph Hospital’s proposed MyChart privacy settlement offers a simple $50 payment, but the class definition is more important than the amount. Eligibility depends on...

Smart Spending

AH Media customers are getting new Zelle payments after $5.2 million in refunds

AH Media’s “free trial” case has moved through checks and PayPal and is now reaching missed recipients through Zelle. The Federal Trade Commission says earlier...

Smart Spending

The FTC is sending 1,623 second payments totaling more than $136,000

The Sales Mentor refund fund still had money after its first distribution, so the Federal Trade Commission is sending 1,623 follow-up payments worth more than...

Smart Spending

$27,074.99 can help eligible disabled veterans buy a specially equipped vehicle

The Department of Veterans Affairs can pay up to $27,074.99 toward a specially equipped vehicle for a veteran whose service-connected disability meets the program’s functional...

Smart Spending

BMW owners can seek antenna-repair reimbursement through August 27

Owners and lessees of certain 2019 and 2020 BMW sport-utility vehicles have until August 27 to seek repayment for eligible past repairs involving the roof-mounted...

Smart Spending

Mission Community Hospital breach claims close August 12 with cash and monitoring available

Mission Community Hospital’s proposed breach settlement offers four forms of value—documented-loss reimbursement, a California payment, medical-data monitoring and a residual cash share—but every route runs...

Smart Spending

Ciuni & Panichi breach claims offer about $125 or up to $5,000 by August 18

Ciuni & Panichi class members face a choice between a roughly estimated cash share and reimbursement tied to proof of actual loss, and the two...

Smart Spending

$25,000 is the Flagstar Bank breach-loss ceiling before August 11

Flagstar Bank’s proposed data-breach settlement places a high ceiling on documented losses, but the $25,000 figure is not a flat payment and the August 11...

Smart Spending

Ring customers are getting new Zelle payments after more than $5.4 million in refunds

Ring’s newest refund round uses Zelle to reach eligible customers who missed earlier payments, extending a privacy settlement that has already returned more than $5.4...

Smart Spending

University of Phoenix students are getting new Zelle payments after $49 million in refunds

The newest University of Phoenix refunds are arriving through Zelle, but they are not a fresh application round and they are not the same relief...

Smart Spending

The FTC is mailing 62,893 Handy workers checks totaling more than $2.7 million

A $2.7 million refund program for Handy workers is moving through ordinary paper checks, making the mailbox—not an application portal—the decisive point of contact. The...

Corporate Shakeups

QVC won court approval to restructure its debt while leaving vendors’ claims unimpaired

QVC Group has cleared the central legal hurdle in its effort to cut a heavy debt load without pushing ordinary vendor claims into the loss...

Credit & Debt

A 529 plan can pay $10,000 of one beneficiary’s student loans tax-free

A 529 balance left after college can retire part of the beneficiary’s education debt without turning the withdrawal into taxable income. Federal rules treat as...

Retirement Planning

Old 529 money can roll into a Roth IRA up to a $35,000 lifetime limit

A long-open 529 account no longer has to end with a taxable withdrawal simply because the beneficiary finished school with money left over. Federal law...

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