Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Veterans awarded retroactive disability compensation can reclaim a VA home-loan funding fee
A later disability award can change the economics of a VA home loan that closed months or years earlier. The decisive date is not when...
Credit-union accounts get $250,000 in federal insurance for each ownership category
A $250,000 balance is not the universal ceiling on federally protected money at a credit union. It is the standard limit applied to each member-owner...
$250,000 in FDIC insurance applies per depositor, per bank and ownership category
FDIC insurance does not attach a separate $250,000 shield to every checking account, savings account or certificate of deposit. The standard amount applies to one...
$50,000 in USDA repair aid can reach eligible rural homeowners 62 and older
USDA’s Section 504 home-repair program can combine a loan of up to $40,000 with a grant of up to $10,000 for an eligible rural homeowner...
Target gives teachers and college students 20% off one purchase through September 12
Target is offering verified teachers and college students 20% off one storewide purchase through September 12, 2026, extending a large one-transaction discount beyond the retailer’s...
August 5 is the deadline for Sprouts shoppers to claim money from a $5 million receipt settlement
Sprouts shoppers have only through August 5 to seek a payment from a proposed $5 million settlement over card-number information allegedly printed on store receipts....
$6,725 is where federal rules let banks hold more of a check deposit longer
A large check can appear in an account balance long before all of it is available to spend. Under the current Regulation CC threshold, a...
Who can claim a share of Google’s $68 million Assistant settlement by August 27?
A $68 million fund is open to two overlapping groups affected by Google Assistant, but owning a Google device is only one route into the...
Delta, United and American still offer discounted fares of up to 25% for travelers 65 and older
The airline senior discount has not disappeared, but it has gone into hiding. Delta, United and American still quietly offer reduced fares to travelers 65...
Older flyers without a Real ID now pay a $45 TSA fee, good for just 10 days, to board
Air travelers who show up at security without a Real ID-compliant license or another acceptable document now face a $45 charge to board, and the...
About 4 million Americans turn 65 each year, and most retire without a pension
Roughly 4 million Americans cross the traditional retirement age of 65 every year right now, the largest such wave in the nation’s history. Yet the...
$464 billion in annuities sold last year, a record, as buyers chase guaranteed income
Americans poured a record $464.1 billion into annuities last year, more than in any year before, as savers rattled by market swings and uncertain interest...
Billions in life-insurance payouts go unclaimed, and a free national locator can find a lost policy
Billions of dollars in life-insurance and annuity benefits sit unpaid across the country, usually for a mundane reason: the people entitled to the money never...
Medical debt can no longer appear on credit reports in a growing number of states
A hospital bill that once could drag down a credit score is now barred from consumer credit reports in a growing number of states, a...
Georgia is sending surplus tax refunds of up to $500 to residents who filed 2024 and 2025 returns
Georgia is returning part of a multibillion-dollar budget surplus to residents this year, sending one-time refunds of up to $500 to taxpayers who filed both...
Low-income Colorado seniors can collect a rebate worth more than $1,100 a year
A Colorado program pays low-income residents 65 and older a rebate worth more than $1,100 a year to offset property tax, rent, and heating bills,...