Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Most states waive property taxes entirely for veterans rated 100% disabled
Veterans with a 100 percent service-connected disability rating from the U.S. Department of Veterans Affairs can eliminate their annual property tax bill entirely in a...
Home list prices slipped about 2% from a year ago, the sharpest drop in over a year as sales cool
Home sellers across the United States are cutting asking prices at the fastest pace in more than a year, with the median listing price falling...
Medicare pays for short-term skilled care but not long-term custodial nursing-home stays
Families across the country face a sharp financial cliff when a loved one’s short-term rehabilitation in a skilled nursing facility ends and daily help with...
The average 30-year mortgage has hovered near 6.55% for nine straight weeks
Homebuyers and existing borrowers hoping for cheaper monthly payments have watched the 30-year fixed mortgage rate sit in a tight band near 6.5 percent for...
Flagstar Bank customers hit by a data breach can claim up to $25,000, with an August 11 deadline to file
More than 1.5 million people whose personal data was exposed in a Flagstar Bank network breach can now file claims worth up to $25,000 each,...
Beef prices jumped 12.9% over the past year, the steepest climb in the grocery aisle
American grocery shoppers are paying sharply more for beef than they were a year ago, with prices for beef and veal climbing 12.9% between May...
Social Security’s 2027 raise gets locked in this October from summer inflation figures
Tens of millions of Social Security beneficiaries will see their January 2027 payment amounts determined by just three months of consumer price data collected this...
A qualified longevity annuity can shelter up to $200,000 from required withdrawals and pay you later
Retirees and pre-retirees holding large IRAs can now shield up to $200,000 from required minimum distributions by purchasing a qualified longevity annuity contract, or QLAC....
A 70-year-old lost $84,000 to a fake McAfee security agent before police arrested the suspect mid-pickup
A 70-year-old Camarillo, California, resident lost $84,000 after someone posing as a McAfee security agent convinced the victim that hackers had compromised their bank accounts....
Medicare’s 2027 drug deal cuts prices on 15 top medicines by 38% to 85%, from Ozempic to cancer pills
Millions of Medicare Part D enrollees who depend on treatments for cancer, diabetes, and asthma will pay sharply less starting January 1, 2027, after the...
Retirees can deduct medical costs above 7.5% of income, including Medicare premiums and long-term care
Retirees facing rising Medicare costs in 2026 have a tax tool that grows more valuable as premiums climb: the federal itemized deduction for unreimbursed medical...
Buyers of new U.S.-built cars can deduct up to $10,000 in auto-loan interest through 2028
Households financing a new American-made car now have a direct path to cut their federal tax bill by thousands of dollars each year through 2028....
Workers raided their 401(k)s for emergencies at a record 6% rate last year as everyday bills outran their pay
American workers pulled money from their 401(k) retirement accounts to cover emergencies at a record rate of 6% last year, a sign that rising everyday...
Eight states still tax Social Security benefits in 2026, though most retirees owe nothing
Retirees in eight states will see Social Security benefits formally included in their state income tax calculations for the 2026 filing season, but layered credits,...
Who collects Social Security’s $5,181 maximum benefit? Workers who earned the taxable max for 35 years and waited until 70
Workers who earned at or above Social Security’s taxable maximum for at least 35 years and delayed their claim until age 70 are the only...
Social Security now automatically checks every SSI applicant’s bank accounts before approving benefits
Every person who applies for Supplemental Security Income now faces an automated bank account check before the Social Security Administration approves a single dollar in...