Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
$2,000 remains the SSI savings cap, frozen since 1989
Millions of Americans who rely on Supplemental Security Income face a savings ceiling that has not budged since January 1, 1989. The federal resource limit...
Claim Social Security after full retirement age and you can request up to six months of benefits as a lump sum
Retirees who wait past full retirement age to claim Social Security can request a lump sum covering up to six months of back benefits, but...
A home health aide now runs a median $35 an hour, so full-time in-home care can top a nursing home’s cost
Families hiring round-the-clock home health aides now face annual bills that can exceed $300,000, a figure that dwarfs the roughly $100,000-to-$120,000 annual cost of a...
Ground beef now averages about $6.75 a pound, near a record high
American grocery shoppers are paying about $6.75 per pound for ground beef, a price that sits near its all-time peak and adds real pressure to...
Working before full retirement age, Social Security holds back $1 for every $2 you earn over $24,480 this year
Americans who collect Social Security before reaching full retirement age and continue earning a paycheck in 2026 face a direct hit to their monthly benefits....
Nearly 40% of households under $50,000 are struggling to pay power bills this summer
Nearly four in ten households earning less than $50,000 a year reported difficulty paying their energy bills over the past twelve months, according to Census...
Survivors of veterans who died from service-connected causes get a tax-free benefit topping $1,650 a month
Surviving spouses and dependents of veterans whose deaths resulted from service-connected causes currently receive a monthly Dependency and Indemnity Compensation payment that is tax-free and...
Gas is cheapest in Indiana at $3.06 a gallon while Hawaii drivers pay $5.46, near a $3.95 national average
Drivers filling up in Indiana are paying about $3.06 a gallon for regular gasoline, the lowest statewide average in the country. At the other extreme,...
$11,250 is the extra a 401(k) saver aged 60 to 63 can stash this year, more than any other age group
Workers turning 60 to 63 in 2026 can contribute an extra $11,250 to their 401(k) plans this year, a catch-up amount that exceeds what any...
Vornado is recalling tower heaters after eight fires, with full refunds available
Vornado Air is recalling its SRTH Small Room Tower Heaters for the second time in three years after the units caused eight fires, 32 overheating...
SNAP rolls have shrunk by more than 4 million people since tougher work rules took effect last year
More than 4 million people have dropped off the Supplemental Nutrition Assistance Program since the Fiscal Responsibility Act’s tougher work rules went into effect, a...
A phone-scam ring drained more than $5 million from 400 older Americans before agents shut it down
Thirteen people have been charged for running a phone-based “grandparent scam” that stole more than $5 million from over 400 older Americans, most of them...
$792 is the record average summer electric bill, and Arizona may pay $1,060
American households are heading into the most expensive cooling season on record, with the national average summer electric bill projected at $792. In Arizona, where...
Owners of millions of Chrysler, Dodge, Jeep and Ram vehicles can get a free airbag fix under a stop-driving order
Owners of roughly 225,000 Chrysler, Dodge, Jeep and Ram vehicles still carrying unrepaired Takata airbag inflators have been told by federal regulators to stop driving...
Medicaid can bill your estate for nursing-home care after you die, though your home is often shielded
Families who rely on Medicaid to cover a parent’s or grandparent’s nursing-home stay often discover, only after the person dies, that the state can file...
Colorado seniors who missed July’s property-tax exemption can file late through August 15
Colorado homeowners who qualify for the senior homestead property tax exemption but failed to submit their applications by July 15 still have a narrow window...