Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
The Social Security Fairness Act erased the WEP penalty, raising checks for millions of teachers, firefighters and police
More than 1,127,723 retired public workers have received retroactive Social Security payments totaling over $7.5 billion after the Social Security Fairness Act wiped out a...
Your heirs inherit your home and investments at their value the day you die, erasing tax on decades of gains
Families who inherit a home bought decades ago or a stock portfolio held for a lifetime often owe zero capital-gains tax on the appreciation that...
Social Security now gives you five years to repay an overpayment, up from three
People who owe money to the Social Security Administration after receiving too much in benefits now have up to five years to pay it back...
Medicare’s projected 2027 Part B premium climbs to $209.50, quietly trimming next year’s Social Security raise
Retirees counting on next year’s Social Security cost-of-living adjustment to stretch their budgets will see a bigger slice of that raise consumed by Medicare before...
A free credit freeze at all three bureaus blocks new-account fraud
Any consumer in the United States can place a credit freeze at Equifax, Experian, and TransUnion at no cost, blocking lenders from viewing the frozen...
Social Security averages your highest 35 years, so one more working year can replace a zero and lift your check
Retirees who spent a few years out of the workforce, whether raising children, changing careers, or dealing with illness, may be collecting a smaller Social...
Kroger is rolling out its biggest price cuts in years across 21 grocery chains to undercut Walmart
Kroger is preparing to cut prices on thousands of items across all 21 of its grocery chains, a move CEO Greg Foran described as necessary...
The House passed a $10,000-a-year raise for catastrophically disabled veterans, and now the Senate must act
Catastrophically disabled veterans who depend on round-the-clock care stand to receive an extra $833.33 each month after the House passed the Sharri Briley and Eric...
New Jersey mails August property-tax relief that can reach $6,500 a year for senior homeowners
New Jersey seniors who own homes are set to receive overlapping tax-relief mailings in August 2026 that, combined, can cut annual property-tax bills by as...
About $30 billion in benefits for older Americans, from Medicare savings to SSI, goes unclaimed every year
Millions of Americans aged 65 and older qualify for federal benefits they never receive. The National Council on Aging estimates that eligible older adults leave...
Medicare’s fall enrollment runs October 15 to December 7, and 2027 plans must match Original Medicare on mental-health costs
Medicare beneficiaries who want to change their health coverage for 2027 will face a familiar deadline and a new wrinkle: the annual Open Enrollment Period...
More than 4 million people have dropped off SNAP under new work rules, with Arizona losing over half its recipients
More than 4 million people have lost access to federal food assistance after expanded work requirements took effect under the One Big Beautiful Bill Act,...
Comcast and Xfinity customers can claim cash and free identity protection from a $117.5 million breach settlement by September 14
Roughly 35 million current and former Xfinity customers whose personal data was exposed in a 2023 breach now have two months left to file claims...
Giving away money within five years of applying for Medicaid nursing-home coverage can trigger a penalty
Families who help an aging parent with a large cash gift or transfer a home to a relative could face months of blocked Medicaid nursing-home...
Medicare Part A charges no premium once you have 40 quarters of work
Americans approaching retirement age who have accumulated 40 quarters of work covered by Medicare taxes pay nothing each month for Part A hospital insurance. Those...
41 hospital systems have now dropped Medicare Advantage across 25 states, forcing patients to pay or switch
Patients enrolled in Medicare Advantage plans tied to at least two major hospital systems lost in-network access after those providers severed contracts with private insurers,...