Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A Roth IRA never forces withdrawals in the owner’s lifetime, unlike a traditional IRA
Retirees with traditional IRAs face a mandatory withdrawal schedule starting at age 73, a rule that chips away at tax-deferred growth whether the account holder...
Leaving a job after 65 opens an eight-month Medicare enrollment window
Workers who stay on the job past 65 and then retire face a hard deadline that many do not see coming: an eight-month window to...
Six senators from both parties want to force a Social Security fix before the fund falls short in 2032
Eight senators from both parties introduced the PROMISE Act to force Congress to vote on a Social Security fix before the Old-Age and Survivors Insurance...
Recalled Flaunt MagSafe chargers offer owners a $65 refund after reports of fires
Owners of roughly 1,400 Flaunt MagSafe Battery Chargers now face a choice between a $65 refund check and $80 in store credit after the U.S....
Costco is holding the line on prices in a summer grocery war with Walmart and Kroger
Costco Wholesale is absorbing grocery inflation pressure this summer rather than passing it to shoppers, a strategy that puts the membership-warehouse giant on a collision...
Gas prices fell nearly 10% in June, but grocery bills still ran 2.7% higher than a year ago
American drivers caught a break at the pump in June, but their grocery receipts told a different story. The Bureau of Labor Statistics reported that...
You get a one-time six-month window to buy any Medigap plan when you first enroll in Medicare
Anyone turning 65 and signing up for Medicare Part B gets exactly six months to purchase a Medigap supplement plan with no health screening, no...
Filing a homestead exemption can shave hundreds off your yearly property-tax bill
Homeowners across the country can cut their annual property-tax bills by hundreds of dollars simply by filing for a homestead exemption on their primary residence....
Georgia and Wisconsin Medicaid enrollees must log 80 work hours a month starting in 2027
Adults enrolled in Medicaid in Georgia and Wisconsin will need to complete 80 hours of work, education, community service, or job training each month to...
The FTC is mailing $2.7 million to 62,893 Handy workers automatically, with no claim to file
Nearly 63,000 gig workers who cleaned homes and assembled furniture through the Handy Technologies platform are receiving refund checks this month, with no paperwork required....
The final deadline to file a 2025 tax return on extension is October 15
Millions of taxpayers who requested extra time for their 2025 federal income tax returns face a single, firm cutoff: October 15, 2026. That date is...
Social Security’s 2027 raise now looks like 3.8%, about $74 more a month for the average retiree
Retired workers collecting Social Security stand to receive roughly $74 more per month starting in January 2027, based on early cost-of-living adjustment projections tracking at...
The $35 overdraft fee is mostly gone at big banks, but small banks and credit unions still charge it
Consumers at the largest U.S. banks have seen the traditional $35 overdraft fee all but disappear after federal regulators rewrote the rules governing how those...
Walmart is pouring $2 billion in tariff refunds into rollbacks, cutting beef, corn and soda prices
Walmart plans to channel $2 billion from tariff refunds into price cuts on everyday grocery staples, including beef, corn and soda. The retailer is among...
Homeowners 62 and older are sitting on about $200,000 in equity they can tap without monthly payments
Millions of older Americans own homes with significant equity built up over decades of payments and price appreciation, yet most never convert that wealth into...
Top high-yield savings accounts now pay 4.50% while the national average sits at 0.38%
Savers who keep cash in a standard bank account are earning a fraction of what top-tier alternatives now pay. The gap between the best available...