Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Michigan is sending expanded earned-income-credit payments averaging $550 a family
Roughly 700,000 Michigan households began receiving supplemental checks averaging $550 each after the state retroactively raised its earned income tax credit for tax year 2022....
Gold-courier scams drained $262 million from Americans as senior fraud losses hit $7.7 billion
Older Americans lost roughly $7.7 billion to cyber-enabled fraud last year, and a fast-growing slice of that total came from a single, brazen tactic: imposters...
A federal program gives seniors priority for summer cooling bills and even free air conditioners
Older adults living on fixed incomes face a direct threat every summer when temperatures climb and electricity bills spike. The federal Low Income Home Energy...
Retirees under the income limit can sell investments at a 0% federal capital-gains rate
Retirees with modest taxable income can sell long-term investments and pay zero federal capital gains tax, a benefit written directly into the Internal Revenue Code....
$2.1 trillion sits in 32 million forgotten 401(k)s, and a free federal database can reunite you with yours
Roughly one in four dollars held in 401(k) plans across the United States belongs to someone who may not know it is there. An estimated...
Kia is recalling EV6 and EV9 models over a battery-fire risk, with a free battery replacement
Kia owners of certain EV6 and EV9 models face a direct safety risk after federal regulators flagged a traction battery defect that could lead to...
Low- and middle-income savers can claim a tax credit worth up to $1,000 for retirement contributions
Workers earning low or moderate incomes can cut their federal tax bill by up to $1,000 simply by contributing to a retirement account, yet many...
Pennsylvania paid $226 million in property-tax rebates worth up to $1,000 to 376,000 seniors
Nearly 376,000 Pennsylvania seniors, widows, widowers, and people with disabilities began receiving property-tax and rent rebates on July 1, with payments totaling $226.4 million for...
Hyundai and Kia owners can claim part of a $62.1 million settlement over defective airbag units
Owners and former lessees of certain Hyundai and Kia vehicles can now file for cash payments from a $62.1 million settlement tied to allegedly defective...
Social Security’s retirement fund is now projected to pay just 78% of benefits after late 2032
Roughly 70 million Americans who depend on Social Security retirement checks face a sharper deadline than previously estimated. The Old-Age and Survivors Insurance Trust Fund...
Converting a traditional IRA to a Roth in a low-income year locks in today’s tax rate
Taxpayers who experience a sharp drop in earnings this year face a time-sensitive decision: whether to move pretax retirement savings into a Roth IRA while...
Maxar Space Systems data-breach claims are due July 16, the last day to file for a payout
People affected by the Maxar Space Systems data breach face a hard deadline of July 16 to file claims for any potential payout. Maxar Space...
Medicare’s insulin stays capped at $35 a month per covered product in 2027
Medicare beneficiaries who depend on insulin will keep paying no more than $35 for a one-month supply of each covered insulin product in 2027, under...
A listeria recall pulls Clover Hill and La Colonia cheeses, and shoppers can return them for a full refund
If you’ve bought soft cheese from a Latin market or grocery store in Maryland, Virginia, or Washington, D.C., in recent weeks, check your refrigerator. A...
Medicare covers a yearly wellness visit at no cost, but it isn’t a full physical
Millions of Medicare beneficiaries schedule what they believe is an annual physical, only to discover that the visit covered at no cost is something far...
Three men are charged in a scheme that talked Virginia seniors into handing savings to a courier for fake “government verification”
Three men now face federal charges for allegedly convincing elderly Virginia residents to hand over their life savings to a courier who claimed the cash...