Tyler Foster
Latest Articles by Tyler Foster
Medicare’s standard Part B premium is projected to climb to about $209.50 a month in 2027
The federal government’s own actuaries now project that Medicare’s standard Part B premium will rise to about $209.50 a month in 2027, a $6.60 increase...
UnitedHealthcare, Humana and Aetna are all pulling back Medicare Advantage for 2027, and nearly 3 million seniors could be forced to switch
Three of the largest names in Medicare Advantage are retreating from the market heading into 2027, and the scale is bigger than last year’s retreat....
Social Security’s 2027 raise is now estimated near 3.6%, up from this year’s 2.8%, with the official number due October 14
The most closely watched number in retirement planning has been sliding for weeks, and it landed at an estimated 3.6% for 2027, up from this...
A September 14 report could force the Senate into a rare session to vote on rescuing Social Security
A bipartisan group of eight senators wants to put Social Security’s funding shortfall on a fixed clock, using a bill that would force an independent...
A federal sweep charged 25 people in a $65 million scam ring that drained thousands of seniors, seizing luxury cars and $4.2 million
Federal prosecutors in San Diego are moving from guilty pleas to prison time in a $65 million fraud and money-laundering ring that spent years draining...
A Medicare Advantage plan’s yearly out-of-pocket maximum caps what you pay for covered care
Original Medicare has no ceiling on what a beneficiary can pay out of pocket in a bad year — a long hospital stay or a...
Medicare covers diabetes self-management training to help control the disease
Medicare Part B pays for structured diabetes self-management training, a benefit built for beneficiaries living with the disease, covering hands-on instruction in blood-sugar monitoring, medication...
A grandparent raising a grandchild may be able to claim a benefit on a Social Security record
Grandparents who step in to raise a grandchild full time sometimes assume Social Security has nothing to offer them beyond their own retirement check. That...
Applying for SSI can also open the door to state supplements and automatic Medicaid
A single application for Supplemental Security Income does more than establish a monthly federal payment. In most states, that same application functions as a Medicaid...
SSI’s asset limit can end a low-income senior’s monthly federal check once savings top the cap
Supplemental Security Income exists for people with limited income and limited savings, and the Social Security Administration enforces the second half of that test just...
Medicaid’s estate recovery can be waived when repaying would cause an heir real hardship
Medicaid is not free once its recipient dies. States are required by federal law to try to recover what they paid for a deceased enrollee’s...
A community-spouse allowance lets the healthy spouse keep income and assets when the other needs a nursing home
When one spouse needs nursing-home-level care and applies for Medicaid to pay for it, federal law does not force the other spouse to spend down...
A transfer-on-death registration passes a brokerage account to heirs without probate
A transfer-on-death registration is a one-line addition to a brokerage account that does something a will alone cannot: it moves the stocks, bonds, and funds...
Recasting a mortgage lowers the monthly payment without a full refinance
A homeowner sitting on a lump sum of cash and a mortgage payment they’d like smaller doesn’t have to choose between refinancing, with its new...
Homeowners can drop private mortgage insurance once their equity reaches 20%
Private mortgage insurance is one of the few recurring costs on a mortgage statement with a built-in expiration date, and federal law gives homeowners two...
A homestead exemption shields part of a home’s value from creditors and can cut property tax
The phrase “homestead exemption” quietly covers two separate legal protections that happen to share a name and a common purpose: keeping more of a primary...
