Personal Finance
Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.
Latest in Personal Finance
Credit card debt crossed $1.33 trillion — and 42% of Americans say they expect to carry that balance until they die
Forty-two percent of Americans carrying credit card balances say they expect to stay in debt for the rest of their lives or for years to...
Americans spent a record $38 billion on Mother’s Day — Gen Z averaged $922 per mom while boomers spent $168
A 22-year-old in Austin buys his mother a gold bracelet, a spa certificate, and a brunch reservation that runs $150 before tip. A 68-year-old retiree...
Americans will spend a record $38 billion on Mother’s Day — Gen Z is averaging $922 per person while boomers spend $168
A 22-year-old buying her mom a spa weekend and a 70-year-old picking out a card and a bouquet are both celebrating Mother’s Day. They are...
42% of Americans say they’ll carry credit card debt until they die — the average balance hit $6,580 at an APR above 22%
Imagine writing a check for $6,580, lighting a match, and watching $10,000 more burn on top of it. That is roughly what happens when a...
Florida homeowners pay $10,240 a year for insurance — 189% above the national average — but the state insurer just approved an 8.7% cut starting in June
When Maria Gonzalez opened her homeowners insurance renewal last spring in Hialeah, the number barely registered as a surprise anymore: $11,400 for a three-bedroom concrete-block...
57% of Gen Zers now juggle side hustles on top of their day jobs — economists call it “income stacking,” and it’s the fastest-growing work pattern in America
By the time Mariana closes her laptop at 5 p.m. each weekday, her second shift is already queued up. The 24-year-old marketing coordinator in Austin...
42% of Americans say they’ll have credit card debt until they die — total card balances just crossed $1.33 trillion at an average APR of 22.3%
Forty-two percent of Americans who carry a credit card balance believe they will be in credit card debt for the rest of their lives. That...
Class of 2026 graduates expect to earn $80,000 — their actual average starting salary is $56,153
Ask a college senior what they expect to earn at their first full-time job, and the answer, on average, is $80,004. Ask the labor market...
Credit card debt hit $1.28 trillion and the average APR is 22.3% — one of the highest rates in 30 years
When Maria Torres, a home health aide in Dallas, checked her Chase Visa statement last spring, the number that stopped her was not the balance....
Class of 2026 graduates expect to earn $80,000 — their actual average starting salary is $56,153
Ask a college senior what a typical new graduate earns, and odds are they will land close to the right number. Ask that same senior...
Credit card debt just crossed $1.33 trillion — and the average APR is 21.52% for anyone carrying a balance
Carry a $5,000 credit card balance for a year at today’s rates and you will hand your bank more than $1,000 just in interest. Not...
Credit card debt hit $1.33 trillion — and 55% of cardholders say they’re carrying balances just to cover gas and groceries
Somewhere between the egg aisle and the gas pump, millions of Americans quietly crossed a line: they stopped paying off their credit cards each month...
Used EVs are outselling projections by 25% this year — because at $4.39 a gallon, it costs 60% less to charge than fill up
A three-year-old Chevy Bolt EV with 35,000 miles on the odometer now lists for about $14,500 at dealerships across the Midwest and Southeast. Plug that...
75% of millennials have put off building an emergency fund because of credit card debt — and the average balance just hit $6,580 at 21.52% APR
Roughly three out of four millennials say credit card debt has delayed or derailed their efforts to build an emergency fund, according to Bankrate’s annual...
Credit card debt crossed $1.33 trillion while the savings rate hit 3.6% — both numbers haven’t been this bad since 2008
The last time Americans were saving this little and borrowing this much on credit cards, Lehman Brothers still had a stock ticker. Federal Reserve G.19...
Home insurance is rising for the 5th straight year — and Florida homeowners now pay $10,240 a year, 189% above the national average
When Maria Gonzalez opened her homeowners insurance renewal notice in April, the number stopped her cold: $11,400 for a three-bedroom concrete-block house in Hialeah that...
Credit card debt crossed $1.33 trillion while the savings rate hit 3.6% — both numbers haven’t been this bad since 2008
The last time Americans owed this much on their credit cards and saved this little of their paychecks, Lehman Brothers was still a going concern....
Eli Lilly’s weight loss pill attracted 20,000 patients in its first month — before any advertising — at $149/month without insurance
No commercials. No billboards. No influencer campaigns. Within 30 days of reaching pharmacy shelves, Eli Lilly’s oral weight loss drug Foundayo had been prescribed to...
Retiring at 55 without LTC insurance could mean steep health costs
A 55-year-old who hands in a resignation letter in May 2026 starts a financial countdown that most people underestimate. Social Security retirement benefits are off...
Baby boomers’ debt load grows as credit cards and loans pile up
A 68-year-old who expected to enter retirement debt-free but is instead juggling a credit card balance, an auto loan, and a lingering medical bill is...