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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Budgeting & Saving

Average weekly pay hit $1,300.66 in September but bought less than a year earlier

Average weekly pay for American workers reached $1,300.66 in September, up 3.6 percent from $1,255.14 a year earlier, but prices climbed faster. After adjusting for...

Budgeting & Saving

Heating oil averaged $5.922 a gallon in September, up from $3.592 a year earlier, as heating season starts, Bureau of Labor Statistics price data show

Heating oil averaged $5.922 a gallon across the United States in September, up from $3.592 a year earlier, the Bureau of Labor Statistics reported. That...

Budgeting & Saving

FedEx’s residential delivery surcharge rises from $6.95 to $7.35 on January 4, when its yearly shipping rate increase takes effect

FedEx will raise its residential delivery charge for U.S. package services from $6.95 to $7.35 per package on January 4, 2027, the same day its...

Insurance & Protection

Some Whirlpool and Maytag bottom-freezer and French-door refrigerator owners whose freezers ice up by December 31 can get a free drain tube under a class settlement

Whirlpool owes a free replacement drain tube to some owners of Whirlpool and Maytag bottom-freezer and French-door refrigerators whose freezers ice up, but the offer...

Smart Spending

John Deere repair customers who want out of the right-to-repair settlement must opt out by December 4, ahead of a January 19 approval hearing

Farmers and other buyers of John Deere repair services who want out of the $99 million right-to-repair class-action settlement have until Dec. 4 to opt...

Smart Spending

The FTC, Utah and Nevada sued Lens.com on October 2 over a Taxes and fees line hidden below the checkout screen that they say routinely doubles the advertised price

The Federal Trade Commission, Utah and Nevada sued online contact lens seller Lens.com on October 2, saying a mandatory “Taxes & fees” charge sits below...

Insurance & Protection

Patients notified of the CPAP Medical Supplies breach get no flat cash payment and must document losses by November 26, against a $500,000 cap

Nobody notified of the December 2024 cyberattack on CPAP Medical Supplies and Services gets a flat cash payment from its class-action settlement. Cash goes only...

Credit & Debt

Parent PLUS limits changed and Grad PLUS ended by statute July 1, while comments on a PLUS loan request form are due October 26

Parents who borrow through Direct PLUS Loans for an undergraduate now face a dollar limit: $20,000 a year and $65,000 in total for each student....

Smart Spending

Postal peak-season prices run October 4 to January 17 and add 50 cents to a light parcel in the nearer zones, rising to $20.80 on a heavy Priority Mail Express package in the farther zones

Higher postal prices for holiday parcels took effect October 4 and stay in place until 12 a.m. Central on January 17, 2027. The United States...

Credit & Debt

Drivers whose LexisNexis claims report kept wrong insurer information after a dispute share a fund of up to $1.65 million, with opt-outs due October 20

People who disputed a mistake on their LexisNexis insurance claims report and saw it stay in place are sharing a settlement fund of up to...

Budgeting & Saving

The White House counted nearly 70 million Trump Accounts on October 7, with more than $4.5 billion deposited and nothing withdrawable until after the year a child turns 17

The White House said on October 7 that nearly 70 million Trump Accounts have been created, more than 60 million of them through automatic enrollment,...

Credit & Debt

About 1 million people who mailed Equifax a written dispute saying an inquiry was not theirs can claim an estimated $300, with claims closing November 29

About 1 million people sit in the top-paying tier of a settlement over how Equifax handled credit-inquiry disputes. They are the ones whose mailed letters...

Smart Spending

Walt Disney World’s 2027 single-day ticket prices peak at Magic Kingdom and EPCOT, while Disney lists one-day tickets from $119

The most expensive one-day ticket at Walt Disney World in 2027 costs $229, and it applies to only a few dates at the very end...

Insurance & Protection

Cummins will replace fuel filter hoses free on 39,052 L9 diesel engines

Cummins is recalling 39,052 L9 diesel engines because a remote fuel filter hose can pull loose from its fitting, and the repair will cost owners...

Insurance & Protection

Star Casualty total-loss claims for up to $79.85 in title and tag fees are due Oct. 26

Florida drivers whose Star Casualty Insurance Co. total-loss claims were paid on an actual cash value basis have until October 26, 2026 to file for...

Smart Spending

Florida buyers of Costa Del Mar sunglasses from 2013 to 2018 have until Jan. 11, 2027 to claim

Florida citizens who bought non-prescription Costa Del Mar sunglasses between July 28, 2013, and January 31, 2018, have until January 11, 2027, to file a...

Insurance & Protection

Mercedes-Benz dealers will replace front brake hoses free on 30,064 S-Class and Maybach sedans, with owner letters due to go out Nov. 27

Mercedes-Benz USA is recalling 30,064 S-Class and Maybach sedans because the front brake hoses may rupture and leak brake fluid, and the repair will cost...

Insurance & Protection

Jack’s Family Restaurants will pay $55 in cash or up to $4,000 in documented losses to data breach victims who file claims by Nov. 30

Social Security numbers, birth dates, home addresses and direct-deposit bank details may have been in the files that hackers reached at Jack’s Family Restaurants between...

Smart Spending

University of Phoenix students can claim $25 from a privacy settlement capped at $8.75 million by November 5

The University of Phoenix has agreed to pay $25 to each student who files a valid claim in a privacy settlement capped at $8.75 million,...

Budgeting & Saving

Arizona’s attorney general is appealing water and sewer rate hikes that raised the average Robson Ranch-area bill from $72.01 to $143.59 a month

Robson Ranch residents near Eloy saw their average combined water and sewer bill nearly double, and on October 6 Arizona Attorney General Kris Mayes filed...

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