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The Money Overview

Personal Finance

Day-to-day money decisions for individuals and households. Practical guidance on budgeting, saving, spending, credit, debt management, and financial planning.

Latest in Personal Finance

Budgeting & Saving

Pennsylvania heating grants are scheduled to close April 23 and add $50 for households with someone 60 or older if funds allow

Pennsylvania’s heating-aid season is set to close on April 23, 2027, and the state plans to add $50 to cash grants for households that include...

Budgeting & Saving

Nebraska’s online auction of unclaimed safe-deposit-box items ends October 13, with Pennsylvania’s unclaimed-property auction following on October 28

Nebraska’s State Treasurer is selling the contents of abandoned safe-deposit boxes on eBay, and bidding closes just before 8 a.m. Central time on Tuesday, October...

Smart Spending

VSL#3 probiotic buyers from 2016 to 2019 may receive $20 a unit, up to $800, from a $20 million settlement if they file by October 20

People who bought the VSL#3 probiotic between June 1, 2016, and June 19, 2019, have until October 20, 2026, to file for a share of...

Smart Spending

Oklahoma’s treasurer added more than 6,000 names to September’s unclaimed property list as the state holds over $1 billion across more than 8 million properties

Oklahoma State Treasurer Todd Russ’s office has put more than 6,000 new names on its September unclaimed property list, and the state now holds more...

Credit & Debt

Equifax’s $30 million hard-inquiry dispute settlement is estimated to pay $100 to $400 per valid claim, and claims close November 29

Equifax’s $30 million settlement over hard-inquiry disputes is estimated to pay about $100 to $400 per valid claim, depending on which of three groups a...

Budgeting & Saving

Six-month Treasury bills paid savers 4.314 percent at the October 5 auction

Treasury auctioned $82 billion of six-month bills on October 5 at a high investment rate of 4.314 percent, the first decline in the weekly sale...

Budgeting & Saving

Post offices close and mail stops Monday, October 12 for Columbus Day

Every Post Office in the country will be closed on Monday, October 12 for Columbus Day, the Postal Service said in an October 5 announcement,...

Budgeting & Saving

Every FSAFEDS flexible spending account holder who wants to continue in 2027 must re-enroll by December 14

Enrollment in FSAFEDS, the flexible spending account program for federal employees, closes at 11:59 p.m. Eastern on December 14, 2026, and the Office of Personnel...

Credit & Debt

Nonrevolving consumer credit grew at a 4.1 percent annual rate in August, the Federal Reserve’s October 7 report shows

Nonrevolving consumer debt, the category that holds car and student loans, grew at a seasonally adjusted annual rate of 4.1 percent in August, the Federal...

Credit & Debt

A five-year new-car loan from a commercial bank averaged 7.54 percent in August and a two-year personal loan 11.90 percent, the Federal Reserve reports

A five-year new-car loan from a commercial bank carried an average rate of 7.54 percent in August, the Federal Reserve reported October 7, up from...

Smart Spending

Holiday packages to Alaska and Hawaii should ship by December 16 using Ground Advantage, a day before the lower 48 deadline, the Postal Service says

Holiday parcels bound for Alaska, Hawaii, Puerto Rico and the other U.S. territories have to be in the mail by Wednesday, December 16 if they...

Insurance & Protection

Nine federal employee health plans, including four Health Net of California options, will not be offered in 2027, and enrollees who do not switch go into Compass Rose Standard

Four of the nine federal employee health plan options that will not be offered in 2027 belong to Health Net of California, the Office of...

Insurance & Protection

California’s SB 876 will double insurer penalties for claims violations during declared emergencies and require restitution paid directly to policyholders, with phased implementation beginning January 1, 2027

California has enacted a law that doubles the penalties insurers face for breaking claims-handling rules during a declared emergency, and that makes them pay restitution...

Credit & Debt

TransUnion agreed to pay $8.31 million to settle claims it sold credit reports showing bankruptcy remarks with no matching public record, and claims are due October 30

Trans Union LLC has agreed to put $8.31 million into a fund for people whose credit reports carried a bankruptcy remark that no court record...

Smart Spending

Kroger’s $17 million Savings Club prescription pricing settlement lets insured pharmacy customers file claims through December 21, 2026, with October 22 the deadline to opt out

Kroger has agreed to pay $17 million to settle a class action over how its pharmacies reported prescription prices to insurers, and people who paid...

Insurance & Protection

California’s insurance commissioner proposed barring auto insurers from rating drivers by marital status

California Insurance Commissioner Ricardo Lara has proposed a rule that would stop car insurers from using a driver’s marital status to set rates. The Department...

Insurance & Protection

California will bar life and disability insurers from using certain genetic test results of people without symptoms in underwriting from January 1, 2027

California will stop life and disability insurers from using certain genetic test results of people who have no symptoms when deciding whether to sell them...

Budgeting & Saving

EIA expects retail diesel to average about $4.50 a gallon in 2027

Retail diesel should average about $4.50 a gallon next year, the U.S. Energy Information Administration says in its October forecast released on October 6. That...

Insurance & Protection

Progressive County Mutual policyholders in Texas have until January 19, 2027 to claim in a settlement over late personal injury protection payments

Texas drivers whose medical bills were paid late under Progressive County Mutual Insurance Company’s personal injury protection coverage have until January 19, 2027 to file...

Insurance & Protection

Kelly Benefits has agreed to pay about $50 each from a $5 million fund to people caught in its December 2024 data breach, and claims are due December 28

Kelly Benefits, a Maryland company that administers employee benefits for employers and insurers, has agreed to put $5 million into a fund for people whose...

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