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The Money Overview

Real Estate

Housing market coverage, home buying and selling, mortgages, rentals, and property investment. From market trends to the practical decisions involved in owning or renting.

Latest in Real Estate

Market Trends

AEI projects US home prices will end 2026 about 1% lower than they started

The American Enterprise Institute’s Housing Center is projecting something the U.S. housing market has not seen since the pandemic boom began: a calendar year that...

Market Trends

Cape Coral leads price declines at -9.6%; Kansas City leads gains at +8.6%

In Cape Coral, Florida, a three-bedroom house that sold for $410,000 in early 2023 might list for under $370,000 today. In Kansas City, Missouri, a...

Mortgages & Rates

New Fannie/Freddie loan-level buydown disclosures take effect April 20

For the first time, investors buying mortgage-backed securities from Fannie Mae or Freddie Mac will be able to see exactly which loans in a pool...

Mortgages & Rates

30-year fixed mortgage averages 6.15%, down 7 bps week-over-week

The average rate on a 30-year fixed mortgage fell to 6.15% this spring, dropping 7 basis points from the prior week and hitting its lowest...

Mortgages & Rates

30-year mortgage rate holds near 6.5% as buyers stay cautious

Spring is supposed to be when the housing market comes alive. This year, it has barely flinched. The average 30-year fixed mortgage rate has spent...

Market Trends

Home prices slide in Sun Belt as Rust Belt markets heat up

A three-bedroom ranch in suburban Detroit sold for $212,000 in February, roughly $35,000 more than a comparable home on the same block fetched two years...

Market Trends

Housing market enters a “psychological freeze” as confidence drops

The University of Michigan’s preliminary April 2026 consumer sentiment reading came in at 47.6, a 10.7% drop from March and a level rarely seen outside...

Mortgages & Rates

30-year mortgage rate slips to 6.37% as inflation jump risks reversal

The average rate on a 30-year fixed mortgage fell to 6.37% this week, snapping a five-week streak of increases that had rattled the spring housing...

Market Trends

Home prices now falling year over year in 13 U.S. states

A $400,000 home in South Dakota is worth roughly $12,000 less than it was a year ago. In Washington, D.C., the math is similar. Across...

Mortgages & Rates

Key income and debt ratios to gauge the house price you can afford

A $90,000 salary sounds like solid footing for a home purchase, until you realize that the same income can qualify you for a $340,000 house...

Real Estate

Freddie Mac: 30-year mortgage rate dips to 6.37% after Iran war

For five straight weeks, mortgage rates climbed. Then a ceasefire changed the math. The average rate on a 30-year fixed mortgage fell to 6.37% for...

Mortgages & Rates

How to buy a home with a credit score under 620: the minimum lenders actually accept

Imagine a borrower with a 570 credit score, steady income, and enough savings for a down payment. On paper, at least two federal mortgage programs...

Market Trends

Legal strategies to lower your property tax bill that most homeowners overlook

Picture this: your county sends a letter saying your home is worth $40,000 more than it was last year. Your tax bill jumps accordingly. You...

Market Trends

Mark Cuban called insurance the biggest threat to housing. The numbers keep proving him right

In 2020, insuring a modest home in Fort Lauderdale might have cost $2,400 a year. By early 2026, according to Insurance Information Institute data and...

Buying & Selling

Downsizing could save over $20,000 a year: 6 reasons more homeowners are doing it

For many homeowners, bigger once felt better. Expansive kitchens, extra bedrooms, and sprawling living areas were seen as status symbols. But in recent years, a...

Buying & Selling

The 7 home renovations with the highest ROI according to 2026 remodeling cost data

Homeowners often assume large renovations deliver the biggest payoff, but remodeling data tells a different story. Each year, housing analysts review thousands of real home...

Renting & Leasing

Renting vs buying in 2026 with mortgage rates near 6%: the full cost breakdown

With mortgage rates hovering near 6 percent, many Americans are rethinking one of the biggest financial decisions of their lives: whether to rent or buy....

Buying & Selling

How to buy a house in 2026 with 30-year mortgage rates at 5.98%: a step-by-step guide

The average 30-year fixed mortgage rate in the United States dropped to 5.98% in late February, marking the first time borrowing costs have fallen below...

Mortgages & Rates

30-year mortgage rates just dipped below 6% for the first time in 3 years: how to refinance

Mortgage borrowers finally received a piece of news they have been waiting years to hear. After staying stubbornly high throughout 2023 and much of 2024,...

Market Trends

Peter Thiel predicts a U.S. housing correction as national home prices grew 0% in early 2026

National home prices stalled to start 2026, a shift that is drawing attention from investors and economists who have watched the U.S. housing market climb...

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