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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Government & Policy

Trump’s promised $2,000 tariff “dividend” checks aren’t coming, analysts say, with no law passed and the odds near zero

Americans waiting for $2,000 tariff “dividend” checks from the federal government will not receive them. No law authorizing the payments has passed Congress, the Supreme...

Smart Spending

Chicago drivers whose cars were towed since 2017 can claim up to $1,250 by August 12

Chicago vehicle owners whose cars were towed under the city’s abandoned-vehicle program between 2017 and recent years can file claims for payments of up to...

Tax Changes & Deadlines

October 15 is the final deadline to file a 2025 return if you took an extension

Millions of taxpayers who requested extra time on their 2025 federal returns now face a single, firm cutoff: October 15. Missing that date exposes filers...

Insurance & Protection

Textron is recalling E-Z-GO golf carts that can catch fire and seriously injure riders

Owners of roughly 90,800 E-Z-GO personal transportation vehicles in the United States face a new fire risk tied to a fuel leak at the quick-connect...

Social Security & Medicare

Claimed Social Security too early? You can withdraw the application within 12 months and reset

Retirees who started collecting Social Security checks and quickly realized the decision cost them hundreds of dollars a month in future income have a narrow...

Tax Changes & Deadlines

$10,000 in interest on a new U.S.-built car loan is now deductible, even without itemizing

Buyers of new, U.S.-assembled vehicles can now write off up to $10,000 in annual car loan interest on their federal tax returns, and they do...

Retirement & Taxes

Interest from municipal bonds is exempt from federal income tax

Investors who hold state and local government debt receive interest payments that never appear on their federal tax bill, a benefit rooted in a single...

Tax Changes & Deadlines

$108,000 a year can go straight from your IRA to charity, tax-free, after age 70½

Retirees who hold traditional IRAs can now direct up to $108,000 per year to qualifying charities without counting a single dollar as taxable income, provided...

Government & Policy

Who pays more now that Obamacare’s enhanced subsidies have lapsed? Households earning above four times the poverty line lose help entirely

Millions of Americans who earned above 400 percent of the federal poverty line just lost their Affordable Care Act premium subsidies entirely. Congress temporarily removed...

Tax Changes & Deadlines

The Credit for the Elderly or Disabled can cut taxes for lower-income seniors

Seniors and retirees living on modest incomes can directly reduce what they owe the IRS through a tax credit that many eligible filers never claim....

Mortgages & Rates

Homeowners 62 and older can tap home equity with a reverse mortgage and make no monthly payments

Homeowners aged 62 and older who have built up equity in their homes can convert that wealth into cash through a federally insured reverse mortgage...

Insurance & Protection

Ready-to-eat chicken Caesar wraps are under a federal health alert over possible Listeria

Federal food safety inspectors flagged FRESH SEASONS Kitchen Chicken Caesar Wraps for possible Listeria monocytogenes contamination, prompting a public health alert for products produced on...

Social Security & Medicare

Senator Bill Cassidy is pushing a plan to shore up Social Security by investing part of its trust fund in stocks

Sen. Bill Cassidy, the Louisiana Republican who chairs the Senate Health, Education, Labor, and Pensions Committee, wants Congress to create a $1.5 trillion investment fund...

Cost of Living

Costco is raising its Executive membership to $130 and its Business tier to $65 this year

Costco Wholesale will charge $130 for Executive memberships and $65 for Gold Star and Business memberships in the United States and Canada starting Sept. 1,...

Smart Spending

Buyers of recalled Albany Park furniture can get $115 cash if they file by August 18

People who bought Albany Park sofas and sectionals tied to a product recall now have a narrow window to claim up to $115 in cash...

Cost of Living

Beef now costs nearly 13% more than it did a year ago

American grocery shoppers are paying sharply more for beef than they were a year ago, with prices climbing 12.9 percent between May 2025 and May...

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