Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A new federal database, the Retirement Savings Lost and Found, helps workers track down forgotten 401(k)s.
Workers who changed jobs over the past decade and left old 401(k) balances behind now have a federal tool designed to help them reconnect with...
321,000 Wyze solar security cameras are being recalled after six caught fire or exploded and burned their owners.
Six owners of Wyze solar security cameras suffered burns after their devices caught fire or exploded, prompting a federal recall of roughly 321,360 units sold...
Who qualifies for the new tax break on tips? Workers can deduct up to $25,000 of tip income, starting with 2025 returns.
Millions of tipped workers across the United States can now shield up to $25,000 of their tip income from federal income tax when they file...
The SAVE student-loan plan is ending, and 7 million borrowers have 90 days to pick a new plan or be moved automatically.
Roughly 7.5 million federal student-loan borrowers enrolled in the SAVE repayment plan will soon receive notices from their loan servicers telling them the plan is...
Medicare’s Part D coverage gap — the old “donut hole” — is being eliminated for 2027. Drug spending will move straight to the new cap.
Millions of Medicare beneficiaries who take expensive prescription drugs will no longer face a costly middle phase of coverage when buying their medications starting in...
Lost track of a life insurance policy? A free national locator searches insurers for your family
Families who lose track of a loved one’s life insurance policy after a death can face months of frustration searching for benefits they are owed....
California will require chain restaurants to list major allergens on their menus
Millions of Californians who manage food allergies will soon get a new layer of protection when eating at chain restaurants. Starting July 1, 2026, food...
LIHEAP helps lower-income households pay heating and cooling bills, yet many who qualify never apply
More than one in four U.S. households reported difficulty paying for energy in 2020, yet the main federal program designed to help covers only a...
$1,000, or $2,000 per couple, comes back through the Saver’s Credit for funding a retirement account
Low- and middle-income workers who put money into a retirement account can reclaim up to $1,000 on their federal tax return, or $2,000 for a...
You can challenge your property-tax assessment, and many who appeal win a lower bill
Homeowners who believe their property has been overvalued on the tax rolls have a formal right to push back, and official state records show that...
A free six-digit IRS identity PIN blocks crooks from filing a tax return in your name
Every tax season, identity thieves race to file fraudulent returns using stolen Social Security numbers, often collecting refunds before the real taxpayer even logs in....
An ABLE account lets people who became disabled before 26 save and invest tax-free
Millions of Americans with disabilities face a brutal tradeoff: save money for future needs and risk losing federal benefits, or stay below strict asset limits...
Banks can again charge about $35 per overdraft after Congress repealed the fee cap, and a court tossed the $8 late-fee limit
Consumers at the largest U.S. banks face a return to roughly $35 overdraft charges after Congress nullified the Consumer Financial Protection Bureau rule that would...
A nonworking spouse can still fund an IRA using the working spouse’s income
Married couples with a single income stream can double their annual IRA savings by using the earner’s wages to fund a separate account for the...
Medicare’s 2027 plan-change notices arrive by September 30, and ignoring yours can leave you stuck in a worse plan
Medicare beneficiaries enrolled in Medicare Advantage or Part D prescription drug plans will start receiving Annual Notice of Change documents this September, spelling out every...
More than 1 million older adults aged 55 to 64 are projected to lose food stamps as new SNAP work rules raise the age limit
More than 1 million adults between the ages of 55 and 64 face the loss of their food assistance benefits as expanded work requirements under...