Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Two nights in the hospital “under observation” rather than admitted can cost you thousands and block nursing-home coverage.
Medicare beneficiaries who spend two nights in a hospital bed can still be classified as outpatients if they are placed under observation status rather than...
Divorced after at least 10 years of marriage? You can claim up to half an ex-spouse’s Social Security, and it never lowers their check.
Millions of Americans who ended a long marriage may be leaving money on the table. Under federal rules, a person whose marriage lasted at least...
Kroger’s Private Selection Honey Dijon chicken breasts are recalled for an undeclared allergen.
Kroger is pulling its Private Selection Honey Dijon chicken breasts from store shelves after the product was found to contain an undeclared allergen, a labeling...
Medicare’s GLP-1 Bridge has a catch: the $50 monthly copay won’t count toward your annual drug-cost cap.
Medicare beneficiaries who start filling GLP-1 prescriptions through the new $50-per-month Bridge demonstration on July 1, 2026, will not see those payments chip away at...
Owe under 80% of your home’s value? Demand the lender cancel mortgage insurance.
Homeowners paying private mortgage insurance on a loan balance that has already dropped below 80 percent of their home’s original value are losing money every...
Who can still get a check from Capital One’s $425 million settlement? Anyone who held a 360 Savings account from 2019 to 2025.
Millions of Capital One customers who watched their savings account interest rates stagnate while the bank promoted higher yields on a nearly identical product now...
$3 million in FTC refunds is going out to homeowners deceived by the Home Matters mortgage-relief scheme.
The Federal Trade Commission is sending checks to 1,821 homeowners who paid illegal upfront fees to a mortgage-relief operation that falsely promised lower payments and...
New Parent PLUS borrowers lose access to Public Service Loan Forgiveness on July 1.
Parents who borrow federal loans to help cover their children’s college costs after July 1, 2026, will no longer qualify for Public Service Loan Forgiveness....
Inherit an IRA and you must usually empty it within 10 years, which can spike your taxes.
Americans who inherit a traditional IRA from a parent, sibling, or other non-spouse relative now face a hard clock: the entire account balance must be...
When your Medicare Advantage plan drops out for 2027, you get a guaranteed right to buy any Medigap policy.
Medicare Advantage enrollees whose plans exit the market at the end of 2026 will be shifted back to Original Medicare, but federal rules guarantee them...
Which veterans would lose money under the new bill? Those paid for tinnitus, or for sleep apnea treated with a CPAP machine.
Veterans who file new disability claims for tinnitus or sleep apnea treated with a CPAP machine stand to receive lower monthly compensation under H.R. 9237,...
55 is the age when you can leave a job and pull money from that employer’s 401(k) without the early-withdrawal penalty.
Workers who leave a job at 55 or older can pull money from that employer’s 401(k) without paying the 10% early-withdrawal penalty that normally applies...
Lomi waxing kits sold online are recalled because the cord can overheat and ignite.
Southern Telecom is expanding its recall of Lomi waxing kits after two additional overheating incidents surfaced, bringing the total number of affected units across both...
Social Security can now withhold half of your monthly check to claw back an overpayment it says you received.
Millions of Social Security recipients who owe money back to the federal government now face a sharply higher default bite from their monthly checks. The...
Regulators recalled “Diablo Rising” fireworks that can explode and burn users before July 4.
Bada Boom Fireworks is pulling its Pyro Diablo “Diablo Rising” 9 Shots aerial device, model PD-C5001, from the market after the U.S. Consumer Product Safety...
A new veterans bill in Congress would cut disability pay for up to 1.5 million veterans to help fund a benefit for the combat-injured.
Up to 1.5 million veterans could see their disability compensation reduced under a bill that pairs those cuts with an expanded benefit for combat-injured military...