Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
3.8% is now Social Security’s likely 2027 raise, about $77 more a month for the average retiree
Roughly 68 million Social Security beneficiaries could see their monthly checks rise by about $77 starting in January 2027, based on early modeling that pegs...
18 states will block SNAP recipients from buying soda, candy and desserts with their benefits this year
Eighteen states plan to stop Supplemental Nutrition Assistance Program recipients from using benefits to buy soda, candy and desserts this year, according to federal waiver...
Bought an Ashley, Nectar, Siena or DreamCloud foam mattress? A $9 million settlement pays out through August 27
People who purchased foam mattresses sold under the Ashley, Nectar, Siena, or DreamCloud brands have until August 27 to file a claim in a $9...
A Senate bill, the Social Security Expansion Act, would lift checks by taxing earnings above $250,000
Millions of Social Security recipients could see their monthly checks rise by an average of $200 per month under a Senate proposal that would fund...
$46.75 million will go to people whose DNA data 23andMe exposed in a 2023 breach
Millions of people who handed their genetic information to 23andMe now stand to share $46.75 million after California’s attorney general filed suit over a 2023...
46% is how much home insurance has risen since 2021, with California premiums up another 16% this year
Homeowners across the United States are paying 46 percent more for property insurance than they did in 2021, according to Insurify data, and the squeeze...
The average retirement account holds $167,970, but the typical one holds just $44,115
Most Americans saving for retirement through a 401(k) hold far less than the headline number suggests. Vanguard’s review of 4.6 million participant accounts found an...
$685 million in senior savings is projected as Ozempic and Wegovy join Medicare’s 2027 price cuts
Millions of Medicare Part D enrollees who depend on Ozempic, Wegovy, and other high-cost chronic-disease drugs are set to pay less starting January 1, 2027,...
22.6% is how much electric bills jumped in Maine, the steepest rise in the nation
Maine residents now face the sharpest rise in residential electric bills anywhere in the United States. Average bills climbed 22.6 percent after the state’s default...
A federal law bans surprise bills for out-of-network emergency care, but hospitals still send them
Patients who arrive at an emergency room with no time to choose a doctor or check whether a facility is in their insurance network are...
Earn over $150,000? Your 401(k) catch-up must now go into a Roth, taxed up front
Workers who earned more than $150,000 from their employer in the prior year will no longer be able to stash catch-up 401(k) contributions in a...
Two costs your lender can’t lock in, insurance and property taxes, are quietly breaking the 30-year mortgage
Homeowners who locked in a 30-year fixed-rate mortgage expecting stable monthly payments are watching those payments climb anyway. The culprit is not the interest rate....
Starting July 1, Virginia banks must automatically shield part of your wages and benefits from garnishment
Virginians who receive Social Security, veterans’ benefits, or other federal payments through direct deposit will gain an automatic layer of protection when a creditor tries...
Search the PBGC database for a pension from an employer whose plan shut down.
When a company shutters its pension plan, the promise of a monthly check can seem to vanish with it. For many workers, the Pension Benefit...
An alert warns some meat and poultry products may carry Salmonella from recalled dairy.
Consumers who bought certain meat, poultry, and prepared-food products now face a Salmonella warning traced to a single upstream ingredient: bulk powdered milk and buttermilk...
9.3 million older homeowners qualify for property-tax relief; only 8% claim it.
Millions of older Americans who own their homes are leaving property-tax relief on the table. Custom estimates drawn from federal survey microdata indicate that roughly...