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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Cost of Living

Back-to-school clothes are running about 8% higher as tariffs add an estimated $700 a year per household

American families shopping for back-to-school clothing this summer face a measurable hit to their budgets. Apparel prices rose 4.8 percent over the twelve months through...

Smart Spending

Vomiliku crib mattresses sold on Amazon are recalled for failing fire-safety rules, a deadly hazard to babies

The U.S. Consumer Product Safety Commission has told parents and caregivers to stop using Vomiliku Full Sized Crib Mattresses immediately, warning that the products pose...

Insurance & Protection

Super Off-Road solar power banks are recalled after the battery can swell, overheat and burn you

About 7,400 Super Off-Road 12,000 mAh Solar Wireless Power Banks sold across the United States are now subject to a federal recall because the lithium-ion...

Retirement Planning

$44,115 is the new median 401(k) balance, up 27% in a year

American workers with 401(k) accounts saw their median balance climb to $44,115, a 27% jump from one year earlier, according to widely cited industry data....

Government & Policy

Ford is recalling 741,195 F-150s, Explorers and Expeditions that can roll away in park

Ford is pulling 741,000 vehicles off the road for repairs after federal regulators flagged a transmission defect that can let trucks and SUVs roll away...

Government & Policy

Montana becomes the first state to make Medicaid enrollees prove 80 hours of work a month on July 1

Montana is moving into uncharted territory for Medicaid, requiring certain adults to document at least 80 hours of work or other “community engagement” each month...

Market Trends

$429,300 was the typical existing-home price in May, an all-time high for the month

American homebuyers paid a record price for existing homes in May, with the national median reaching $429,300, a 1.3 percent increase from a year earlier....

Government & Policy

$48 more a week in unemployment benefits reaches Virginia claimants starting July 5

Starting July 5, 2026, every new unemployment claim filed in Virginia will pay $48 more per week than it would have under the previous benefit...

Retirement Planning

Workers and employers now save a record 14.4% of pay into 401(k)s

American workers and their employers are now directing a combined 14.4 percent of pay into 401(k) accounts, a figure that represents the highest combined savings...

Insurance & Protection

Hyundai is recalling Tucson SUVs and Santa Cruz trucks whose cameras can brake with no warning

Hyundai owners who drive 2022 and 2023 Tucson SUVs or Santa Cruz pickup trucks now face a safety recall after the vehicles’ forward-collision avoidance systems...

Social Security & Medicare

Medicare covers nursing-home rehab only after a 3-night inpatient stay; observation nights don’t count

Medicare beneficiaries who spend days in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be denied coverage...

Money in the News

Jeep is recalling 1.08 million Wranglers and Gladiators over a steering-wire fire risk

More than a million Jeep Wrangler and Gladiator owners now face a direct fire hazard tied to faulty steering-pump wiring, and federal regulators are telling...

Renting & Leasing

Virginia renters can now pay by check or money order, and landlords can’t charge a fee to take rent

Virginia renters who rely on checks or money orders to pay rent now have explicit legal backing requiring landlords to accept those payment methods. The...

Government & Policy

Between 2.2 million and 7.3 million people may drop Affordable Care Act coverage as 2026 premiums jump

Millions of Americans who buy health insurance through Affordable Care Act exchanges face a sharp jump in what they pay each month starting in 2026,...

Social Security & Medicare

A bipartisan bill would give a 13-member commission one year to shore up Social Security before its 2032 shortfall, but Congress hasn’t moved

More than 70 million Americans who depend on Social Security retirement benefits face an automatic 22 percent cut as early as the fourth quarter of...

Cost of Living

A record 72.2 million Americans will travel for July 4 as pump prices stay near four-year highs

A projected 72.2 million Americans are expected to hit the road, board flights, or take trains for the July 4 holiday weekend, a figure that...

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