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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Crypto & Digital Assets

Georgia’s new law adds safeguards at crypto kiosks, a favorite tool of elder scammers, on July 1

Older adults who fall for phone scams and are told to deposit cash into a cryptocurrency kiosk will soon encounter new barriers in Georgia. Starting...

Tax Changes & Deadlines

Who can write off up to $10,000 of car-loan interest? Buyers of new U.S.-assembled vehicles, through 2028

Buyers who finance a new car assembled in the United States can now deduct up to $10,000 in loan interest each year for tax years...

Government & Policy

80 hours of monthly work is what Arkansas will soon require of Medicaid enrollees, warnings starting July 1

Hundreds of thousands of Arkansas adults enrolled in Medicaid expansion will start receiving letters next month telling them whether they meet, fall short of, or...

Social Security & Medicare

$274 a month is what Ozempic and Wegovy will cost Medicare in 2027, down about 71%

Medicare beneficiaries who rely on Ozempic or Wegovy will pay sharply less starting in 2027 after the federal government locked in a negotiated price of...

Social Security & Medicare

$3,938.58 a month now goes to a single veteran rated 100% disabled

A single veteran with a 100 percent disability rating and no dependents now receives $3,938.58 per month from the Department of Veterans Affairs. That figure,...

Smart Spending

880,000 Honda Pilot, Ridgeline and Passport and Acura MDX vehicles are being recalled

Owners of certain Honda and Acura SUVs and trucks sold in cold-weather states face a rear suspension defect that could lead to loss of vehicle...

Smart Spending

A store pasta salad was recalled because it may actually contain undeclared chicken

Shoppers who picked up a container of ready-to-eat pasta salad from a grocery store deli case may have gotten something entirely different: chicken salad. Reser’s...

Social Security & Medicare

A new House bill would raise Social Security checks by gradually taxing wages above the $184,500 cap, but it still has to clear the Senate

Millions of Americans earning above $184,500 could face new payroll taxes on a slice of their income under a House bill that would also increase...

Credit Cards & Rewards

A new credit card now averages a 23.79% APR, near a record high

Americans opening new credit cards are staring down an average annual percentage rate of 23.79%, a figure that sits just below the highest levels ever...

Retirement Planning

6% of Vanguard savers took a hardship withdrawal last year, triple the pre-pandemic rate

Six percent of Vanguard retirement savers took a hardship withdrawal last year, triple the rate recorded before the pandemic. That figure, widely cited across the...

Tax Changes & Deadlines

Who can deduct up to $12,500 of overtime pay? Workers with FLSA overtime on a W-2, starting with 2025 returns

Millions of hourly workers who logged extra shifts in 2025 now stand to reclaim a slice of those earnings at tax time. A new above-the-line...

Smart Spending

419,967 Ford Expedition and Lincoln Navigator SUVs are being recalled over seat belts that can fail to hold you in a crash

Ford is pulling back 419,967 Expedition and Lincoln Navigator SUVs because the seat belts in those vehicles can fail to hold occupants during a crash....

Government & Policy

SNAP enrollment has fallen in every state, with Arizona down 51%

Millions of Americans who relied on the Supplemental Nutrition Assistance Program to afford groceries now face a sharply different reality. SNAP enrollment has declined in...

Social Security & Medicare

Without a fix, Social Security would cut everyone’s checks 22% when its trust fund runs dry in 2032

Every American collecting Social Security retirement benefits faces a 22 percent pay cut in roughly six years if Congress does nothing. The Social Security Board...

Social Security & Medicare

550,000 Medicare Advantage members will be dropped as Humana exits markets it calls unprofitable for 2026

Roughly 550,000 people enrolled in Humana Medicare Advantage plans face the loss of their current coverage after the insurer announced it will pull out of...

Retirement Planning

The beneficiary form on your IRA overrides your will, and an outdated one can send savings to an ex

A single form filed years ago with a brokerage or retirement plan administrator can override every instruction in a person’s last will and testament. When...

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