Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
The federal reverse-mortgage lending limit jumped to a record $1,249,125 for 2026, freeing more equity for house-rich retirees.
Retirees sitting on high-value homes gained access to tens of thousands of dollars in additional equity after HUD raised the maximum claim amount for federally...
A Wisconsin woman lost more than $400,000 in retirement savings after impostors posing as federal agents told her to buy Bitcoin.
A Wisconsin woman lost more than $400,000 in retirement savings after impostors posing as federal agents told her to move her money into Bitcoin, according...
Nineteen states can now block soda, candy and desserts from food-stamp purchases.
Nineteen states now hold federal approval to block soda, candy and desserts from food-stamp purchases, turning what was once a uniform national benefit into a...
A five-year CD now pays as much as 6.25%, before the Fed cuts rates.
Savers hunting for yield have a narrow window to lock in five-year certificate-of-deposit rates as high as 6.25 percent, a level that sits far above...
$3,938.58 a month now goes to a veteran rated 100% disabled with no dependents, tax-free, under 2026 VA rates.
A veteran with a 100% disability rating and no dependents now receives $3,938.58 per month in tax-free compensation under the 2026 VA schedule. That single...
Senate Democrats have reintroduced a plan to add $200 a month to Social Security and SSI checks, but Congress must still act.
Millions of Americans who rely on Social Security and Supplemental Security Income would see an extra $200 added to their monthly checks for six months...
About 4.8 million adults over 60 rely on SNAP, and new work rules put hundreds of thousands at risk of losing food aid.
Roughly 4.8 million adults age 60 and older receive Supplemental Nutrition Assistance Program benefits, and that population has been growing as a share of the...
Medicare’s Part D drug deductible rises to $700 in 2027.
Medicare beneficiaries who rely on Part D prescription drug coverage will face a higher out-of-pocket threshold before their plans begin paying for medications in 2027....
A surviving divorced spouse can still collect Social Security on an ex who has died, if the marriage lasted at least 10 years.
Millions of Americans who ended long marriages assume their divorce severed every financial tie to a former spouse. That assumption can cost them thousands of...
Homeowners 65 and older can cut hundreds off property taxes with a circuit-breaker rebate.
Seniors who own homes in Massachusetts or Maryland could recover hundreds of dollars on their annual tax bills, but only if they file for a...
A federal audit found thousands of widows lose money each year by claiming Social Security survivor benefits too early.
Thousands of surviving spouses lose tens of thousands of dollars in lifetime Social Security income because they claim benefits at the wrong time, according to...
Chocolate coins swapped for $700,000 in gold foiled a scam on a 79-year-old woman, and the courier who came to collect was arrested.
A 79-year-old woman in Kent County, Michigan, turned the tables on scammers by handing a courier a box of chocolate coins instead of $700,000 worth...
New Mexico is sending $500 rebate checks, plus $500 per spouse or dependent.
New Mexico residents who file state income tax returns could receive $500 each, plus an additional $500 for a spouse and $500 per dependent, under...
Five people were sentenced for helping overseas scammers drain elderly victims across ten states.
Five people who worked as local couriers and handlers for an overseas fraud ring were sentenced in the Eastern District of Missouri after pleading guilty...
Single filers 65 and older get an extra $2,050 standard deduction for 2026.
Single filers who are 65 or older will be able to claim an extra $2,050 on top of the regular standard deduction when they file...
Who owes Medicare’s high-income surcharge in 2027? Retirees whose 2025 income topped about $111,000.
Retirees who earned roughly $111,000 or more as single filers in 2025 will face higher Medicare Part B and Part D premiums starting in January...