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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Social Security & Medicare

Medicare Advantage plans may cut dental, vision, gym and grocery perks in 2027.

Millions of Medicare Advantage enrollees who rely on dental coverage, vision exams, gym memberships, or grocery allowances could see those extras shrink or disappear when...

Social Security & Medicare

You can appeal a high Medicare surcharge after retiring, divorcing, or losing a spouse, using one SSA form.

Medicare beneficiaries who retire, divorce, or lose a spouse often see their premiums jump based on income they no longer earn. The Social Security Administration...

Social Security & Medicare

$190,200 of wages is projected to face Social Security tax in 2027, up $5,700 from this year.

Workers earning up to $190,200 will owe Social Security payroll tax on every dollar of that income in 2027, a $5,700 jump from the $184,500...

Fraud & Scams

People exposed in the American Consumer Credit Counseling data breach can file a claim by September 16.

People whose personal information was exposed in the American Consumer Credit Counseling data breach have until September 16 to file a claim for compensation. A...

Tax Changes & Deadlines

Who qualifies for the new $6,000 senior tax deduction? You must be 65, and it shrinks once income tops $75,000.

Americans age 65 and older gained a new federal tax break worth up to $6,000 per person, but the benefit shrinks for single filers earning...

Fraud & Scams

Federal agents arrested 19 people in a global ring that drained more than $40 million from over 500 older Americans.

More than 500 older Americans lost a combined sum exceeding $40 million to a network of scammers who posed as tech-support agents, according to federal...

Government & Policy

New York raised its senior homeowners’ exemption to 65%, trimming property-tax bills for people over 65.

Older homeowners across New York State stand to save hundreds of dollars a year on property taxes after Governor Kathy Hochul signed legislation raising the...

Government & Policy

$6,500 is what New Jersey’s new Stay NJ program can cut from a senior’s property-tax bill.

New Jersey seniors who earn $100,000 or less a year stand to receive up to $6,500 off their property-tax bills under the state’s Stay NJ...

Smart Spending

Florida returned $88 million in unclaimed money this year, and a free state search shows if any is yours.

Floridians collected $88 million in unclaimed property in February alone, a record monthly disbursement announced by Chief Financial Officer Blaise Ingoglia. The money, which had...

Retirement Planning

$25,000 is the projected 2027 401(k) limit, with $11,750 more for savers aged 60 to 63.

Workers approaching retirement just got a clearer picture of how much they can stash away in the next two years. The 401(k) elective deferral limit...

Fraud & Scams

$80,000 was stolen from a Michigan senior, and a sentenced courier means she got every dollar back.

A Macomb County senior lost $80,000 after scammers directed her to withdraw cash and hand it to a courier posing as a federal agent. The...

Tax Changes & Deadlines

$25,000 of tip income is now free from federal tax through 2028 under a new deduction.

Workers who earn tips in restaurants, salons, rideshare vehicles, and other service jobs can now shield up to $25,000 of that income from federal income...

Tax Changes & Deadlines

$10,000 of car-loan interest is now deductible through 2028 for buyers earning under $100,000.

Buyers who finance a car on a loan taken out after Dec. 31, 2024, can now write off up to $10,000 a year in interest...

Fraud & Scams

There is no new ‘chip’ Medicare card, so any call demanding a fee to send one is a scam.

Medicare beneficiaries across the country are receiving phone calls claiming they must pay a fee for a new “chip” Medicare card or risk losing their...

Social Security & Medicare

Older Americans not yet on Medicare are paying thousands more for health coverage this year after enhanced ACA subsidies expired.

Adults between 55 and 64 who buy their own health insurance through the Affordable Care Act Marketplace are absorbing sharp premium increases in 2026 after...

Budgeting & Saving

New York returned a record $163 million in forgotten money to residents this year, and a free state search shows if any of it is yours

New York State sent back a record $163 million in forgotten funds to residents this year, driven largely by a fast-track program that mails checks...

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