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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Social Security & Medicare

Your Medicare plan’s 2027 change notice arrives by September 30, and ignoring it can lock you into a costlier plan.

Millions of Medicare beneficiaries enrolled in Advantage or Part D plans will receive a document in September that spells out every cost and coverage change...

Insurance & Protection

Owners of recalled Flaunt MagSafe power banks can collect a $65 refund or an $80 store credit over a fire risk.

Anyone who bought a Flaunt MagSafe Battery Charger power bank now faces a direct safety warning: the lithium-ion battery inside can overheat and catch fire....

Cost of Living

Kroger is rolling out its biggest price cuts in years to win grocery shoppers back from Walmart and Costco.

Kroger is betting that aggressive price reductions, funded by internal cost savings, can reverse a slow bleed of grocery shoppers to Walmart and Costco. The...

Fraud & Scams

Banks now reimburse Zelle users for certain impostor scams, and a new clawback can pull the stolen money back.

Banks that operate the Zelle payment network are now required to reimburse customers tricked by certain impostor scams, and a new clawback mechanism lets participating...

Fraud & Scams

A California retiree handed over $1.3 million in Bitcoin-ATM deposits and gold bars to a $149 million fraud ring, and one courier now faces federal charges.

A 70-year-old retiree in Carlsbad, California, lost roughly $1.39 million after scammers directed the victim to deposit approximately $55,700 into Bitcoin ATMs and wire another...

Social Security & Medicare

Social Security will no longer let you switch your direct deposit by phone, a fraud block you now clear online or in person.

The Social Security Administration cut off the simplest way millions of beneficiaries once changed where their monthly payments land. Before April 14, 2025, a phone...

Retirement Planning

A 10-year fixed annuity now pays as much as 7.65%.

Retirees hunting for guaranteed income can now find 10-year fixed annuity quotes advertising rates as high as 7.65 percent, a figure that would have seemed...

Social Security & Medicare

Social Security can now take half your monthly check to recover an overpayment, starting automatically after 90 days unless you object.

Millions of Social Security recipients who owe money to the federal government now face losing half their monthly benefit check to repayment, up from 10...

Social Security & Medicare

Social Security will halve in-person office visits, pushing seniors to phone lines and the web.

Millions of Americans who depend on Social Security field offices for help with benefits, replacement cards, and identity verification lost the option to walk in...

Retirement Planning

Companies are mailing retirees lump-sum pension buyout offers with 30-to-60-day windows.

Retirees across the country are receiving letters from former employers offering a one-time lump sum to replace their monthly pension checks, and the clock to...

Cost of Living

$1,000 is what Pennsylvania’s rebate now pays seniors for 2025 property taxes or rent.

Pennsylvania residents who are 65 or older, or who live with disabilities, can now apply for up to $1,000 back on property taxes or rent...

Social Security & Medicare

$2,400 is Medicare’s new out-of-pocket drug cap for 2027, up from $2,100 this year.

Medicare enrollees who spend the most on prescription drugs will face a higher ceiling next year. The Centers for Medicare and Medicaid Services set the...

Smart Spending

Panasonic is recalling about 11,480 toaster ovens over shock and fire risk, and owners can get a full refund.

Owners of roughly 11,480 Panasonic electric toaster ovens sold across the United States now face shock and fire risks tied to a defective power cord,...

Social Security & Medicare

Skip Medicare drug coverage when first eligible and a 1%-a-month penalty can stick to your premium for life.

Medicare beneficiaries who skip Part D prescription drug coverage when they first become eligible face a permanent surcharge of 1% per month for every month...

Tax Changes & Deadlines

The IRS grace period is over, so many heirs must take yearly withdrawals from an inherited IRA or risk a 25% penalty.

Heirs who inherited individual retirement accounts after 2019 and skipped annual withdrawals during the IRS transition period now owe those distributions starting in 2025, or...

Fraud & Scams

Comcast is paying $117.5 million over a data breach, and Xfinity customers from October 2023 can claim a flat $50 by September 14.

Comcast has agreed to pay $117.5 million to resolve claims tied to a data breach that hit its Xfinity internet service in October 2023. Customers...

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