Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Health premiums jumped this year after enhanced Affordable Care Act subsidies expired, hitting people in their late 50s and early 60s hardest
Older adults who buy health insurance on their own, rather than through an employer or Medicare, are facing sharply higher costs this year. A temporary...
Workers are saving a record 14.4% of their pay in 401(k)s even as balances slipped
American workers put a larger slice of their paychecks into workplace retirement plans in early 2026 than at any point on record, a sign that...
You can put $4,500 into a health savings account in 2027, or $9,000 for a family plan
The government has set new ceilings on how much money can flow into a health savings account in 2027, nudging the limits a little higher...
Heirs inherit a home or stocks at their value on the day you die, erasing tax on a lifetime of gains
One of the most valuable features of the tax code is also one of the least understood by the families it benefits. When someone inherits...
Federal law bars surprise bills for out-of-network emergency care, and you can refuse to pay the difference
For years, one of the most frightening parts of a medical emergency came weeks after the crisis had passed. A person taken to the nearest...
One in seven Americans is owed part of $70 billion in unclaimed property, searchable free at MissingMoney.com
Unclaimed property sounds like an abstraction, but it is usually something ordinary: a final paycheck that never got cashed, a security deposit a landlord returned...
AI-powered scams cost older Americans more than $352 million last year, the FBI says
Older Americans lost more than $352 million to scams powered by artificial intelligence last year, according to the FBI’s Internet Crime Complaint Center. Across all...
A new law bars streaming services from making ads louder than the show
Streaming viewers in California will no longer have to lunge for the remote when an ad break hits. Governor Gavin Newsom signed SB 576, a...
SNAP just ended work-rule exemptions for veterans, homeless adults and former foster youth
Veterans, adults experiencing homelessness, and young people who aged out of foster care lost their temporary protection from SNAP work-rule time limits after the One...
Capital One is automatically mailing checks from its $425 million settlement around July 27
Capital One customers who were overcharged on savings-account interest rates are set to receive automatic restitution checks starting around July 27, part of a revised...
Your bank deposits are insured up to $250,000 per depositor, and more across several banks
Americans holding more than $250,000 in bank deposits face a straightforward but often overlooked math problem: the Federal Deposit Insurance Corporation covers each depositor up...
Seniors get an extra $2,050 standard deduction in 2026, on top of the new $6,000 bonus
Americans age 65 and older filing their 2026 tax returns can stack two separate deductions that together cut thousands of dollars from taxable income. The...
Minimum wage rose in 22 states this year, with Alaska and Oregon among July’s increases
Low-wage workers in Alaska saw their hourly pay jump by a dollar on July 1, 2026, the second step in a voter-approved schedule that will...
Medicare’s negotiated 2027 prices cut 15 drugs, including Ozempic, by about 44%
Millions of Medicare Part D enrollees who depend on drugs like Ozempic, cancer treatments, and medications for chronic conditions will pay sharply less starting January...
UnitedHealth dropped Medicare Advantage in 109 counties, cutting about 180,000 members
Roughly 180,000 seniors and people with disabilities enrolled in UnitedHealth Medicare Advantage plans will need to find new coverage for 2026 after the insurer pulled...
The saver’s credit can cut your tax bill up to $1,000 for money you put toward retirement
Low- and moderate-income workers can shave up to $1,000 off their federal tax bill for each person filing, simply by putting money into a retirement...