Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
A woman lost $500,000 in cash and gift cards to a call center that staged a fake fraud alert
A woman in her seventies sent more than $500,000 in cash, wire transfers, and gift cards to a fraudulent call center operating out of India...
Once your mortgage drops below 80% of the home’s value, you can ask to cancel PMI
Homeowners paying private mortgage insurance on a conventional loan have a federal right to request its removal once their loan balance drops to 80 percent...
The 2027 Social Security raise is now pegged near 3.8%, about $79 more a month
Roughly 68 million Social Security recipients could see their monthly checks rise by about $79 starting in January 2027, based on early projections that peg...
Living-room furniture sets sold nationwide are recalled over a serious fire hazard
Roughly 10,400 sofas, loveseats, and recliners sold across the United States are being pulled from homes after federal regulators determined that a faulty power switch...
This year’s average IRS refund rose to $3,275, up from $3,230
Tens of millions of American taxpayers received slightly larger refund checks this filing season, with the average refund climbing to $3,275 through April 17, 2026,...
Airlines no longer have to show checked-bag fees upfront after a July 1 rule rollback
Travelers shopping for flights online lost a key price-transparency tool on July 2, 2026, when the Department of Transportation formally rolled back a 2024 rule...
Medicaid can bill your estate for nursing-home care, though up to $752,000 of home equity is shielded
Families who rely on Medicaid to cover nursing-home bills for aging relatives can face a financial surprise after a loved one dies: the state may...
Medicare’s Part B deductible is projected to rise about $27 to $310 in 2027
Tens of millions of Medicare beneficiaries face a projected $27 jump in their annual Part B deductible for 2027, bringing the amount to $310 before...
SNAP work rules now reach adults up to 64, and about 4 million have dropped off
Millions of adults in their 50s and early 60s who rely on food assistance are losing benefits after Congress extended SNAP work requirements to cover...
A House-passed bill would let banks freeze suspicious withdrawals to protect seniors from scams
Older Americans targeted by financial scams could soon gain a new layer of protection at the bank counter. The House passed H.R. 2478, the Financial...
A payable-on-death beneficiary on a bank account lets it skip probate and pass to heirs
Bank account holders across the United States can keep their deposits out of probate court by adding a payable-on-death beneficiary designation, a simple form that...
Torrid is closing up to 180 stores as the clothing chain shrinks
Torrid Holdings is preparing to close as many as 180 stores across the United States, a move that will reshape the plus-size clothing chain’s physical...
A California widow lost $700,000 to a man she met on the messaging app WeChat
A California widow lost $700,000 after sending repeated wire transfers to a man she connected with on the messaging app WeChat, a case that fits...
Summer energy aid can cover a window AC or part of your electric bill, but funds run out fast
Low-income households across several states can apply right now for summer aid that pays for a window air conditioner or offsets part of an electric...
Disabled workers can earn up to $1,690 a month in 2026 and still keep their SSDI
Starting in 2026, Social Security Disability Insurance recipients who are not statutorily blind can earn up to $1,690 per month and still keep their benefits,...
Aspire Health Alliance data-breach victims can claim up to $2,500 for their losses
Thousands of people who received mental health and substance-use services through a Massachusetts-based provider now face the fallout of a hacking incident that exposed their...