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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Fraud & Scams

Police arrested a Maryland man in a gold-bar scam that told seniors to move savings to the “Federal Reserve”

Loudoun County sheriff’s deputies arrested Junjie Wu, 29, of Gaithersburg, Maryland, on charges tied to a gold-bar fraud scheme that targeted seniors by telling them...

Money in the News

Ford is recalling 110,626 Mustangs whose wipers can stick on high and washer fluid can quit

Ford Motor Company is recalling 110,626 Mustangs because their windshield wipers can lock on high speed and the washer fluid pump can stop working. The...

Government & Policy

The Education Department paused garnishing wages and Social Security checks from defaulted student-loan borrowers

Federal student-loan borrowers in default will no longer see portions of their paychecks or Social Security benefits seized, at least for now. The U.S. Department...

Fraud & Scams

Crypto-ATM scam losses hit $388 million last year, and courts never demand Bitcoin

Scammers posing as federal marshals and court officers directed victims to cryptocurrency kiosks and stole more than $388 million in 2025, according to the FBI’s...

Government & Policy

The VA is now deciding disability claims in about 79 days, down from 141 a year and a half ago

Veterans waiting on disability benefits from the Department of Veterans Affairs are getting answers faster than at any point on record. The average time to...

Tech & Your Wallet

Jeep is recalling Grand Wagoneer SUVs whose software can switch off electronic stability control

Owners of certain 2025 Jeep Grand Wagoneer SUVs face a safety recall after federal regulators flagged a software defect that can disable electronic stability control...

Social Security & Medicare

Several divorced ex-spouses can each collect survivor benefits on the same worker, and none reduces another

A worker who was married and divorced more than once can leave behind multiple ex-spouses, each entitled to survivor benefits on that single earnings record....

Cost of Living

Coffee prices are up nearly 20% over the past year

American households that buy ground coffee are paying close to 20 percent more per pound than they did a year ago, according to federal price...

Loans & Lending

A new income-based student-loan plan called RAP replaces SAVE this month

Federal student-loan borrowers with dependents face a direct financial shift starting this month, as the Repayment Assistance Plan, known as RAP, opens for enrollment on...

Government & Policy

A court froze junk-food food-stamp bans in five states, including Tennessee’s July 31 rollout

Millions of SNAP recipients in five states lost clarity on what they can buy with their benefits after a federal court froze junk-food restriction waivers...

Fraud & Scams

The FTC is mailing $3 million in refunds to homeowners tricked by a fake COVID mortgage-relief program

The Federal Trade Commission is sending 1,821 refund checks to homeowners who paid money to a fake mortgage-relief operation that falsely claimed ties to government...

Mortgages & Rates

Fannie Mae is giving some first-time buyers a $2,500 credit toward a down payment

First-time homebuyers earning very low incomes can now receive a $2,500 credit from Fannie Mae or Freddie Mac to put toward a down payment or...

Retirement Planning

Leave your job at 55 or later and you can tap that 401(k) with no early-withdrawal penalty

Workers who separate from an employer at age 55 or older can pull money from that employer’s 401(k) without paying the 10 percent early-withdrawal penalty...

Social Security & Medicare

Social Security cut its disability backlog by a third, but the share of claims it approves fell to 36%

Americans waiting for a disability decision from the Social Security Administration got mixed news this summer. The agency announced it had slashed the number of...

Government & Policy

Virginia now bars hospitals from foreclosing on a home over unpaid medical debt

Virginia homeowners who owe money to a hospital will no longer risk losing their house over the bill. The Medical Debt Protection Act, signed by...

Insurance & Protection

Honda is recalling about 325,000 Odysseys whose backup camera image can fail in reverse

Owners of roughly 325,588 Honda Odyssey minivans built between 2018 and 2020 now face a safety defect that can knock out the backup camera image...

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