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The Money Overview

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Author

Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Loans & Lending

Restarted student-loan collections can garnish wages, tax refunds, and part of your Social Security check

Borrowers who defaulted on federal student loans now face the return of the government’s most aggressive collection tools: wage garnishment, tax-refund seizures, and reductions to...

Insurance & Protection

Blue Cross Blue Shield plans are dropping Wegovy coverage as employers pull back on weight-loss drugs

Independence Blue Cross has dropped weight-loss-only coverage for some customers, and North Carolina’s state workers’ health plan is ending benefits for Wegovy and Saxenda. On...

Tax Changes & Deadlines

Oregon is returning a record kicker tax-surplus rebate to taxpayers this year

Oregon taxpayers are set to receive the largest kicker tax credit in the state’s history during the current filing season. The Oregon Department of Revenue...

Smart Spending

Tom’s of Maine buyers can claim a refund over its natural toothpaste claims by August 18

Anyone who bought Tom’s of Maine toothpaste between November 21, 2020, and March 6, 2026, has until August 18 to file a claim in a...

Corporate News

Nissan issued a July recall on the Sentra over a defect serious enough that owners should not wait

Nissan’s July recall of the Sentra is serious enough that some owners are being told not to wait at all before checking whether their car...

Retirement Planning

Adding a payable-on-death beneficiary to a bank account lets it skip probate and pass straight to your heirs

Adding a payable-on-death beneficiary to a checking or savings account can decide whether a family waits through probate or receives money almost immediately. California has...

Retirement Planning

UnitedHealth denied 71% of seniors’ long-term-care requests, far above the rate at smaller plans

Federal investigators say one of the country’s largest Medicare Advantage insurers denied 71 percent of seniors’ requests for long-term hospital-level care, a rate far higher...

Cost of Living

New York seniors can now knock up to 65% off their home’s assessed value where their town opts in

New York seniors who own their homes now have a path to cut the taxable value of their property by as much as 65 percent,...

Social Security & Medicare

Money the earnings test holds back before full retirement age comes back later as a permanently higher check

Millions of Social Security retirees who keep working before full retirement age see their checks reduced when they earn above annual limits. That money is...

Social Security & Medicare

Social Security is ending paper checks this year, and Fifth Third Bank is taking over the Direct Express card

Millions of Social Security recipients who still receive paper checks face a hard deadline: the federal government set September 30, 2025, as the cutoff for...

Cost of Living

Fresh tomato prices are up 32% from a year ago

American grocery shoppers are paying sharply more for fresh tomatoes than they were a year ago, with the 12‑month price increase hitting 32.0 percent in...

Market Trends

Home prices are running 2.5% below a year ago as more listings hand buyers the upper hand

Buyers across the United States are gaining ground they have not held in years, as home prices run roughly 2.5% below where they stood a...

Fraud & Scams

Bank of America customers hit by the Infosys data breach can claim up to $6,000 from a $17.5 million settlement

More than six million people whose personal data was exposed in a late-2023 breach at Infosys McCamish Systems now face a deadline-driven decision: whether to...

Smart Spending

Moringa leaf powder recalled after at least 77 salmonella illnesses

At least 77 people across the United States have fallen ill with Salmonella infections traced to moringa leaf powder sold in dietary supplements, according to...

Insurance & Protection

First Financial Security customers can claim up to $500 by July 20

Customers of First Financial Security who purchased certain financial products face a hard deadline of July 20 to file claims worth up to $500 under...

Cost of Living

Minimum wage rose July 1 in more than 20 cities and states, reaching $18.40 an hour in Washington, D.C.

Low-wage workers in Washington, D.C., received the largest single-city minimum wage in the country when their hourly floor rose to $18.40 on July 1, 2026....

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