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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Retirement & Taxes

Low- and middle-income savers can claim up to $2,000 back through the Saver’s Credit

Married couples filing jointly who contribute to a 401(k) or IRA can claim as much as $2,000 back on their federal tax return through the...

Fraud & Scams

Scammers copy the codes off store gift-card racks, so buy from behind the counter and check the packaging

Gift card fraud cost victims nearly $800,000 in a single federal case targeting the retailer Target, and a separate laundering ring moved more than $2.5...

Insurance & Protection

Calibrated Healthcare patients can claim up to $5,175 for a data breach by July 9

Patients of Calibrated Healthcare, LLC face a ticking clock to file claims tied to a data breach that struck the company in late February 2024....

Smart Spending

Anyone on SNAP or Medicaid can cut a phone or internet bill by $9.25 a month through Lifeline

Low-income households enrolled in SNAP or Medicaid already meet the federal requirements to receive up to $9.25 off a monthly phone or internet bill through...

Fraud & Scams

Comcast breach victims can file for a payout until September 14

Nearly 35.9 million people affected by a late-2023 Comcast data breach now face a deadline to file claims for a payout, with the window closing...

Insurance & Protection

Two nights in the hospital “under observation” instead of admitted can cost thousands and block nursing-home coverage

Medicare patients who spend two nights in a hospital bed, receive treatment from hospital staff, and sleep in a hospital room can still be told...

Retirement Planning

NextEra retirement-plan members will get automatic payments from an $8 million settlement drawn from plan records

Current and former participants in the NextEra Energy, Inc. Employee Retirement Savings Plan stand to receive automatic payments from an $8 million settlement, with individual...

Social Security & Medicare

A Senate bill would raise Social Security checks, but Congress still must act

Millions of Social Security beneficiaries learned on October 24 that their 2026 cost-of-living adjustment will be 2.8 percent, translating to roughly $56 more per month...

Retirement Planning

A record 6% of workers raided their 401(k) for emergency cash last year

A record share of American workers pulled emergency cash from their 401(k) accounts last year, exposing a widening gap between the rules designed to protect...

Fraud & Scams

STIIIZY customers can claim up to $7,500 for a data breach by September 10

Customers of cannabis brand STIIIZY who had personal information exposed in a data security incident have until September 10, 2026, to file claims for payments...

Government & Policy

Adults ages 55 to 64 must now work 80 hours a month to keep food stamps, and 4 million have already dropped off

Millions of adults between 55 and 64 years old now face a stark choice: log 80 hours a month of work, training, or volunteering, or...

Tech & Your Wallet

AT&T’s data-breach settlement is set to pay customers up to $7,500, pending final court approval

Customers affected by AT&T’s massive data breach could receive payments as high as $7,500 under a proposed $177 million settlement, but no money will move...

Social Security & Medicare

Medicare’s 2027 plan-change notices arrive by September 30, and ignoring yours can lock you into a worse plan

Millions of Medicare Advantage and Part D enrollees face a hard deadline this fall: their plans must send a written notice of every cost and...

Insurance & Protection

Home insurance is climbing for a fifth straight year, with Florida households now paying over $10,000

Florida homeowners face annual insurance bills that now exceed $10,000 in parts of the state, a burden that has grown for five consecutive years and...

Insurance & Protection

Ford is recalling 419,967 Expedition and Navigator SUVs over seat belts that may fail in a crash

Nearly 420,000 owners of Ford Expedition and Lincoln Navigator SUVs now face the possibility that their seat belts could fail to restrain them in a...

Tax Changes & Deadlines

Buyers of new American-made cars can deduct up to $10,000 a year in loan interest, even without itemizing

Households financing a new vehicle assembled in the United States can now subtract up to $10,000 in annual loan interest from their federal taxable income,...

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