Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Medicare’s negotiated price for Ozempic and Wegovy falls to $274 a month in 2027, down from about $959
Medicare beneficiaries who rely on Ozempic or Wegovy will pay sharply less starting in 2027, after the Centers for Medicare and Medicaid Services locked in...
A new bill would change how Social Security’s yearly raise is set to better track seniors’ costs
Millions of Social Security recipients received a 2.8 percent cost-of-living adjustment for 2026, but a bipartisan group of lawmakers argues that annual raise still shortchanges...
Only a handful of states still tax Social Security benefits, and the list keeps shrinking
Retirees in a shrinking number of states still owe state income tax on their Social Security benefits, but a wave of legislative action in 2024...
A working teen can open a custodial Roth IRA and start decades of tax-free growth
A teenager with a summer job or part-time paycheck can open a custodial Roth IRA and begin building tax-free wealth decades before most adults think...
Deduct up to $3,000 in investment losses against regular income each year, and carry the rest forward
Investors who sold stocks, funds, or other assets at a loss during the 2025 tax year can subtract up to $3,000 of those net capital...
Keep working in your 60s and Social Security may recalculate your check to a higher amount
Workers in their 60s who keep earning a paycheck after they start collecting Social Security stand to receive a larger monthly benefit, thanks to an...
Credit-union deposits are insured to $250,000 too, backed by the federal NCUA
Savers who keep their money at federally insured credit unions carry the same $250,000 deposit protection that bank customers receive through the FDIC, yet surveys...
About 32 million forgotten 401(k) accounts hold $2.1 trillion, and a free federal registry helps workers find their own
Workers who changed jobs and left retirement savings behind now account for approximately 31.9 million forgotten 401(k) accounts holding a combined $2.1 trillion in assets,...
You can reach Medicaid nursing-home coverage by spending down assets on care and exempt items
Families facing nursing-home costs that can exceed several thousand dollars per month often believe they must give away everything they own to qualify for Medicaid...
New York’s cooling program pays up to $800 toward a window air conditioner through August 31
Low-income New Yorkers who depend on the state’s cooling assistance program to survive summer heat now face a narrowing window to get help. The Cooling...
Western Montana Clinic patients can claim up to $5,000 over a data breach by September 15
Nearly 8,829 patients tied to Western Montana Clinic face a tight window to file claims worth up to $5,000 each after a data breach that...
Combined, Social Security’s funds run dry in 2034, when checks would fall to 83% without a fix
Roughly 70 million Americans who depend on Social Security checks each month now have one fewer year before the program can no longer pay full...
Qualified dividends and long-term gains are taxed below your paycheck rate, sometimes at zero
Millions of Americans who hold dividend-paying stocks or sell investments at a profit face a federal tax rate on that income that can drop as...
Hyundai is recalling Palisade SUVs after a power third-row seat that can trap a child was linked to one death
Hyundai is recalling certain Palisade SUVs equipped with power-folding third-row seats after federal safety regulators linked the defect to one child’s death. The recall covers...
42,000 Cooper Lighting shop fixtures are recalled after nine caught fire
Nine Cooper Lighting Metalux Optimized High Bay LED fixtures have caught fire, prompting a recall of approximately 42,000 units across the United States. The LED...
The federal estate tax now exempts about $15 million per person, so most families owe nothing
Americans who inherit property from a family member who dies in 2026 will face a federal estate tax only if the estate exceeds $15,000,000, a...