Skip to main content

The Money Overview

Avatar photo
Author

Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Cost of Living

$1,208 a week is Washington’s new top unemployment check for claims filed July 5 or later

Workers filing new unemployment claims in Washington state starting July 5, 2026, can receive up to $1,208 per week, the highest weekly benefit the state...

Cost of Living

Ticketmaster must cap its service fees at 15% and show the full price up front under a new settlement

Concert fans buying tickets at Live Nation amphitheaters will see service fees capped at 15 percent of the ticket’s face value, and the full price...

Social Security & Medicare

$2,000 is still the savings cap for SSI, a limit unchanged since 1989

Millions of Americans who rely on Supplemental Security Income face a savings ceiling that has not moved in nearly three decades. The individual resource limit...

Insurance & Protection

A healthy spouse can keep more than $150,000 when the other enters a nursing home on Medicaid

Married couples facing a nursing home admission in 2026 will not have to drain every dollar before Medicaid kicks in. Federal law protects a share...

Tax Changes & Deadlines

Pay 100% of last year’s tax, or 110% if you earn more, and skip the IRS underpayment penalty

Self-employed workers, freelancers, and anyone whose income fluctuates year to year face a quiet but costly trap when estimated tax payments fall short. The IRS...

Budgeting & Saving

Top online savings rates are slipping under 5% and the best CDs now sit near 4.40%

Savers who locked in yields above 5 percent on high-yield accounts a year ago are now watching those returns shrink. Top online savings rates have...

Social Security & Medicare

The government is raising Medicare Advantage payments 2.48% for 2027, yet insurers keep cutting plans

Seniors enrolled in Medicare Advantage plans are facing a paradox heading into 2027: the federal government will pay insurers more per beneficiary, yet the number...

Government & Policy

Medicaid work-rule notices go out June 30 through August 31, and missing yours can cost your coverage

Medicaid expansion enrollees in states like Nebraska and Michigan are receiving notices this summer that could determine whether they keep their health coverage. Under the...

Cost of Living

School supplies cost 7.3% more this year, and 39% of parents say they cannot afford the full list

Families heading into the August 2025 back-to-school rush are paying 7.3 percent more for supplies than they did a year ago, according to Bureau of...

Tech & Your Wallet

Allina Health will pay $12.5 million over web-tracking that shared patients’ portal activity, claims due September 8

Patients who used Allina Health’s online portal could receive a share of $12.5 million after the Minnesota-based health system agreed to settle claims that web-tracking...

Social Security & Medicare

Who pays just $5.10 for a generic prescription on Medicare? Seniors who qualify for Extra Help

Seniors with limited income who fill a generic prescription through Medicare Part D can pay as little as $5.10 per drug in 2026 if they...

Smart Spending

A teriyaki beef jerky is recalled for undeclared wheat that could trigger an allergic reaction

People with wheat or soy allergies who recently bought teriyaki beef jerky from small Wisconsin meat shops face a direct health risk after state regulators...

Cost of Living

17.94 cents a kilowatt-hour is a record for U.S. power, and summer bills will run 8.5% higher

American electricity customers are heading into summer 2026 facing the highest average retail power price ever recorded in federal data: 17.94 cents per kilowatt-hour across...

Insurance & Protection

Cigna is dropping 369,000 people from its health plans across 11 states at year’s end

Cigna will stop offering health insurance plans to 369,000 people across 11 states when the current plan year ends on December 31, forcing those enrollees...

Social Security & Medicare

A surviving spouse can claim Social Security as early as 60, or 50 if disabled

Hundreds of thousands of Americans lose a spouse each year, and for many the financial shock arrives long before retirement age. Federal rules allow a...

Fraud & Scams

Disney+ subscribers may get a settlement check over the service’s pricing and auto-renewal practices

Disney+ subscribers could be in line for a payout tied to how the streaming giant handles consumer data and account practices. California Attorney General Rob...

1 90 91 92 93 94 174
Plain-English help keeping more of your money in retirement. Get the free newsletter.

Free from Retirement Shield. Unsubscribe anytime. We never ask for money.