Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
Many states let seniors defer property taxes until the home is sold
Seniors on fixed incomes across the country can legally stop writing annual property tax checks and let the bill accumulate against their home equity instead,...
Americans hold more in IRAs than 401(k)s, yet most never add a dollar after rolling over
Millions of workers who leave a job each year face a quiet but consequential choice: what to do with the retirement savings they built through...
AMP home-gym machines are recalled after the cable system caused deep cuts
Owners of roughly 1,900 AMP MP2 Smart Fitness Machines now face a direct safety risk after the cable arm’s locking mechanism failed in use, swinging...
A caller posing as bank rep ‘Miss Barbara’ drained $162,000 from a 65-year-old California caretaker
A 65-year-old California caretaker lost $162,000 after a caller who identified herself as “Miss Barbara,” a supposed bank representative, convinced the victim to hand over...
Fake toll-payment texts are one of the FTC’s fastest-growing scams, and one tap can cost you
A single text message claiming a driver owes a few dollars in unpaid tolls has become one of the fastest-growing fraud tactics in the United...
$11,250 in extra ‘super catch-up’ 401(k) savings is open to workers ages 60 to 63
Workers between the ages of 60 and 63 now have access to $11,250 in additional 401(k) catch-up contributions for 2026, a figure confirmed by the...
A congressional plan could cut disability pay for up to 1.5 million veterans by $57 billion
Up to 1.5 million veterans could see their future disability payments reduced by a combined $57 billion over the next decade under a House Republican...
Washington just restored an estate tax up to 20% on people who die after July 1
Families with large estates in Washington state face a direct hit starting this month. For anyone who dies on or after July 1, 2026, the...
Workers over 50 earning above $150,000 must now make 401(k) catch-up contributions in a Roth
Higher-income workers over 50 face a direct change to how their 401(k) catch-up contributions are taxed. The Treasury Department and IRS finalized regulations requiring that...
Albany Park will pay nearly $15 million over fake ‘sale’ prices; buyers can claim by August 18
Buyers who purchased homes from Albany Park and were shown inflated “original” prices to make discounts look real now have until August 18 to file...
Retirees can have tax withheld straight from a Social Security check to avoid an April surprise
Millions of retirees collect Social Security benefits each month without a single dollar withheld for federal income tax. Because benefits arrive untouched, many face a...
A retiree’s minor kids can collect Social Security too, up to half the benefit
Older Americans who still have school-age children at home can claim Social Security benefits for those kids, with each child entitled to as much as...
Seniors on SNAP can deduct medical costs to unlock more food aid
Older Americans receiving SNAP benefits can subtract qualifying medical costs from their counted income, directly increasing the monthly food aid they receive. Federal regulations set...
Original Medicare now demands prior approval for knee scopes and back shots in six states
Medicare beneficiaries enrolled in the traditional fee-for-service program now face a new requirement before receiving certain knee and spine procedures. The Centers for Medicare and...
More than 1 million Cuisinart grill brushes are recalled after bristles broke off and were swallowed
Conair is pulling nearly 1.72 million Cuisinart grill brushes off the market after metal wire bristles detached during use, stuck to grill grates and food,...
Florida homeowners now pay about $10,240 a year for home insurance, nearly triple the U.S. average
Florida homeowners are facing some of the highest property insurance burdens in the country at the same time that storms and flooding keep getting more...