Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
You can put $4,400 in a health savings account this year, or $8,750 for a family
Workers with high-deductible health plans can stash up to $4,400 in a health savings account for self-only coverage this year, or $8,750 for family coverage....
Inherit a Roth IRA and you must empty it in ten years, but the withdrawals are tax-free
Anyone who inherited a Roth IRA from someone who died after December 31, 2019, now faces a firm withdrawal clock: the entire account balance must...
For six months after you enroll in Part B at 65, insurers must sell you any Medigap plan
New Medicare beneficiaries who turn 65 and sign up for Part B get exactly one shot at buying supplemental coverage on their own terms. For...
480,000 Catholic Health patients can claim $50, or up to $5,000 with losses, over a data breach by September 1
Nearly half a million patients tied to Catholic Health now have a narrow window to file claims for cash payments after a data breach exposed...
The government has collected $282 million from defaulted student-loan borrowers since May
Millions of federal student-loan borrowers in default are losing portions of their tax refunds, federal salaries, and benefit payments after the Department of Education restarted...
Losing job coverage, you can keep the same health plan up to 18 months through COBRA
Workers who lose employer-sponsored health insurance after a layoff or cut in hours face a narrow window to keep the exact same coverage they had...
An 82-year-old St. Louis woman handed a courier $250,000 in gold bars after callers posed as tech support and her bank
An 82-year-old woman in St. Louis purchased approximately $250,000 in gold bars and handed them to a courier after callers impersonated tech support and her...
You can give $19,000 to any number of people this year with no gift-tax form
Taxpayers can hand $19,000 to every person on their gift list in 2026 without triggering a single gift-tax filing, a per-recipient design that lets families...
QVAR asthma inhaler buyers can claim cash from a $35 million settlement by July 31
People who bought the QVAR asthma inhaler could be eligible for a share of a $35 million settlement, but the window to file a claim...
Company stock inside a 401(k) can leave at the lower capital-gains rate, a break called net unrealized appreciation
Workers who retire with a large block of employer shares locked inside a 401(k) face a tax decision that can shift tens of thousands of...
Oak View Group data-breach victims can claim $50, or $150 in California, by August 15
People whose personal information was exposed in the Oak View Group data breach have until August 15 to file a claim for $50, or $150...
Unlike an FSA, an HSA never expires and its balance can grow for retirement
Workers who rely on a health flexible spending account risk losing unspent dollars at the end of each plan year, while those with a health...
Centene is cutting roughly 40,000 seniors from its Medicare Advantage plans
Centene Corp. is pulling the plug on Medicare Advantage plans that cover roughly 40,000 seniors heading into 2026. The move forces affected beneficiaries, most of...
$16,800 a year is the new cost of center-based infant care, up from $14,100 in 2022
Families with infants are now paying $16,800 a year for center-based child care, a jump from $14,100 recorded in 2022. That $2,700 annual increase, roughly...
$5,298 a year is now the typical home-insurance bill in Oklahoma, over double the national average
Oklahoma homeowners face an annual insurance bill of $5,298 on average, more than double the national average, a cost driven by years of severe weather...
Families are taking on double-digit more debt to cover back-to-school shopping this year
American families heading into the 2026 back-to-school season face a sharper financial squeeze than in recent years, with revolving credit expanding at a double-digit annualized...