Daniel Harper
Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.
Latest Articles by Daniel Harper
An Arizona mother wired $50,000 after scammers used an AI clone of her daughter’s voice
Jennifer DeStefano, an Arizona mother, told a Senate subcommittee that scammers used artificial intelligence to clone her teenage daughter’s voice during a fake kidnapping call....
Pause Social Security between 67 and 70 and your check grows 8% a year
Americans born in 1960 or later face a full retirement age of 67, but those who hold off on collecting Social Security until 70 can...
A new federal student-loan plan sets your payment at 1% to 10% of income, or $10 a month
Federal student-loan borrowers earning less than $30,000 a year will soon face a sharply different repayment structure. Public Law 119-21, enacted on July 4, 2025,...
Florida’s new law forces restaurants to show mandatory fees up front, not on the final bill
Florida diners are set to see mandatory restaurant fees before they order, not as a surprise line on the check, under a new state law...
Who can claim $319 to $638 with no proof? Anyone who got a wrong-number Molina robocall
People who received automated calls from Molina Healthcare on a phone number that was never theirs could collect between $319 and $638 each, with no...
California’s gas tax rose to a nation-leading 63.4 cents a gallon on July 1
California drivers are now paying the highest state gas tax in the country after the motor vehicle fuel excise tax climbed to 63.4 cents per...
One form after you retire can erase a Medicare surcharge of up to $443 a month
Retirees who earned high salaries before leaving the workforce can face Medicare premium surcharges exceeding $400 a month, based on income the Social Security Administration...
A spouse who never worked can still claim half the higher earner’s Social Security
A person who spent decades raising children or managing a household instead of earning a paycheck can still collect a monthly Social Security check equal...
$111,000 a year can go from your IRA straight to charity, tax-free, after 70½
Retirees who have reached age 70½ can now direct up to $111,000 per year from a traditional IRA to a qualifying charity without adding a...
Teachers, firefighters and police are getting full Social Security checks after a repealed penalty
More than 3.1 million public workers, including teachers, firefighters, and police officers, have received catch-up Social Security payments totaling $17 billion after a decades-old penalty...
Fandango moviegoers can claim a $3.25 payout by August 17
Moviegoers who purchased tickets through Fandango have a narrow window to collect a $3.25 per-person payout from a class action settlement filed in San Diego...
4.7% could be Social Security’s 2027 raise, a new estimate says
Roughly 73 million Americans who depend on Social Security checks could see their monthly payments jump by 4.7 percent in January 2028 if a new...
California, Washington and Hawaii all have gas above $5 a gallon right now
Drivers in California, Washington and Hawaii are paying more than $5 a gallon for regular gasoline as of late June 2026, while the national average...
1 in 6 U.S. households is behind on utility bills as summer cooling costs climb
About 20 million U.S. households have fallen behind on utility payments, a figure that translates to roughly one in every six homes carrying unpaid energy...
$250,000 of home-sale profit stays tax-free, or $500,000 for a married couple
Homeowners who sell a primary residence and pocket a profit can shield up to $250,000 of that gain from federal income tax, or $500,000 when...
$689.90 a month is the most high earners pay for Medicare Part B in 2026, over triple the standard
High-income Medicare enrollees will pay up to $689.90 per month for Part B coverage in 2026, more than triple the $202.90 standard premium that applies...