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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Bank Accounts & Fees

Naming a payable-on-death beneficiary moves a bank account to heirs without probate

Bank account holders who die without a payable-on-death designation in place can leave their heirs waiting months for a probate court to release funds, even...

Government & Policy

Montana and Arkansas start Medicaid work rules July 1, requiring 80 hours a month

Tens of thousands of adults enrolled in Medicaid expansion programs in Montana and Arkansas face a new condition for keeping their health coverage. Starting July...

Social Security & Medicare

Five years is how long Social Security now gives you to repay an overpayment, up from three

Social Security beneficiaries who owe money back to the agency now have five years to repay an overpayment before they face additional paperwork, up from...

Tax Changes & Deadlines

$2,200 per child is the child tax credit for 2026

Families with qualifying children will see a bigger tax break when they file their 2026 returns. Congress raised the maximum Child Tax Credit from $2,000...

Cost of Living

Food makers are quietly shrinking package sizes as tariffs reach store shelves

American grocery shoppers are paying the same sticker price for cereal, snacks, and other staples, but they are bringing home less product per box. Food...

Insurance & Protection

Magnet toys sold on Amazon are recalled over a deadly swallowing risk to children

The U.S. Consumer Product Safety Commission has recalled or issued urgent warnings against at least five magnet toy products sold through Amazon, citing the risk...

Social Security & Medicare

Medicare covers a yearly wellness visit and many preventive screenings at no cost

Medicare Part B enrollees can schedule a yearly wellness visit and pay nothing out of pocket, as long as their provider accepts assignment. The benefit,...

Tax Changes & Deadlines

$75,000 is Illinois’s new income limit for its senior property-tax freeze in 2026

Illinois seniors earning up to $75,000 in household income will qualify for the state’s property-tax assessment freeze starting in tax year 2026, a $10,000 jump...

Fraud & Scams

Sprouts shoppers can claim data-breach cash by August 5

If you paid with a credit or debit card at Sprouts Farmers Market during the past several years, you may be entitled to a cash...

Social Security & Medicare

Medicare Advantage members get a January-to-March window to switch or return to original Medicare

Medicare Advantage enrollees across the country face a yearly decision window between January 1 and March 31 that allows them to change plans or drop...

Budgeting & Saving

Colorado is holding $2.5 billion in unclaimed cash, and a free search finds yours

Millions of dollars in forgotten bank accounts, uncashed insurance payments, and abandoned safe-deposit boxes sit in the custody of the Colorado State Treasury, waiting for...

Government & Policy

A federal court blocked five states from banning soda and candy on food stamps

Millions of SNAP recipients in five states will keep buying soda and candy with federal benefits after a federal judge struck down USDA-approved waivers that...

Social Security & Medicare

600,000 UnitedHealthcare members will lose their Medicare Advantage plan for 2027

Roughly 600,000 people enrolled in UnitedHealthcare Medicare Advantage plans face the loss of their coverage heading into 2027, forcing them to find new plans during...

Insurance & Protection

Power banks sold on Amazon are recalled after the battery can overheat and ignite

About 210,000 portable chargers sold through Amazon have been pulled from the market after federal regulators determined the lithium-ion batteries inside can overheat and catch...

Social Security & Medicare

Newborns the rest of 2026 get a commemorative Social Security card for America’s 250th year

Every baby born in the United States between July 2 and December 31, 2026, will receive a limited-edition Social Security card stamped with the official...

Retirement Planning

Roth 401(k) accounts no longer force required withdrawals during your lifetime

Workers with Roth 401(k) accounts gained a permanent tax advantage starting in 2024: they no longer face mandatory annual withdrawals while they are alive. Section...

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