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The Money Overview

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Daniel Harper

Daniel is a finance writer covering personal finance topics including budgeting, credit, and beginner investing. He began his career contributing to his Substack, where he covered consumer finance trends and practical money topics for everyday readers. Since then, he has written for a range of personal finance blogs and fintech platforms, focusing on clear, straightforward content that helps readers make more informed financial decisions.​

Latest Articles by Daniel Harper

Cost of Living

Summer electric bills are set to hit a record, up 10.5% to about $792 as cooling costs climb

American households are heading into a summer of record electricity costs, with bills projected to average about $792 for the season, a 10.5% increase driven...

Retirement Planning

Workers ages 60 to 63 can put an extra $11,250 into a 401(k) this year, well above the standard catch-up

Americans turning 60, 61, 62, or 63 this year can stash an extra $11,250 into a 401(k) as a catch-up contribution, a $3,750 bump over...

Tax Changes & Deadlines

Millions of taxpayers have until July 10 to claim COVID-era refunds the IRS charged as late

Tens of millions of taxpayers who paid penalties and interest on balances the IRS treated as overdue during the COVID-19 federal disaster period may be...

Tech & Your Wallet

Memorial Heart Institute patients can file for a data-breach payout until July 13

Patients whose personal and medical data were exposed in a 2023 hacking incident at the Chattanooga Heart Institute, which operates under the Memorial Heart Institute...

Social Security & Medicare

Divorced spouses married at least ten years can claim up to half an ex’s Social Security, and it never reduces the ex’s own check

Divorced Americans who were married for at least a decade can collect up to 50 percent of a former spouse’s Social Security retirement benefit, and...

Fraud & Scams

A Florida woman, 79, lost $200,000 to scammers, then had detectives in her living room when they called back for $30,000 more

A 79-year-old Manatee County woman had already lost $200,000 to scammers when the same callers dialed back to demand another $30,000. This time, detectives from...

Bank Accounts & Fees

A free state search can reunite you with forgotten bank accounts, paychecks and deposits held as unclaimed property

Forgotten bank accounts, uncashed paychecks and dormant deposits are sitting in state custody right now, waiting for their rightful owners to file a free claim....

Government & Policy

SNAP theft victims can no longer get stolen benefits replaced with federal money after a program lapsed

Millions of Americans who rely on SNAP benefits to buy groceries lost a critical safety net on December 20, 2024, when Congress allowed the only...

Smart Spending

Chicken alfredo sold at Walmart and Kroger recalled over a listeria outbreak

Chicken fettuccine alfredo meals sold in the refrigerated sections at Walmart and Kroger have been recalled after federal investigators linked them to a Listeria monocytogenes...

Cost of Living

Drivers in Hawaii and California pay over $5.40 a gallon as the national average nears $3.83

Motorists in Hawaii and California are paying more than $5.40 a gallon for regular gasoline, a premium of roughly $1.57 above the national average that...

Social Security & Medicare

When a Medicare Advantage plan drops you for 2027, you get a guaranteed right to buy any Medigap policy

Beneficiaries enrolled in Medicare Advantage plans that will not renew for 2027 hold a federal right to purchase any Medigap policy sold in their state,...

Social Security & Medicare

Rising Medicare premiums will eat more than a quarter of next year’s Social Security raise

Retirees counting on a 2.8 percent Social Security cost-of-living adjustment in January 2026 will find that a $17.90 monthly jump in the standard Medicare Part...

Social Security & Medicare

Social Security’s earnings limit rises to $24,480 in 2026 for those who claim before full retirement age

Workers who collect Social Security before full retirement age and keep earning a paycheck will be able to take home slightly more in 2026 before...

Tax Changes & Deadlines

Taxpayers 65 and older can claim an extra $6,000 deduction through 2028, phasing out above $75,000

Millions of Americans age 65 and older gained access to a new federal tax break worth up to $6,000 per person after the One, Big,...

Smart Spending

Honda is recalling Pilot, Passport and Ridgeline models over rear-frame corrosion in 23 states

Honda is pulling back 880,514 Pilot, Passport and Ridgeline vehicles sold across 23 states and the District of Columbia because rust can eat through the...

Social Security & Medicare

The $200-a-month emergency Social Security boost ended July 1 with no renewal

Millions of Social Security recipients lost $200 a month in emergency payments when the benefit boost expired on July 1, and Congress has not renewed...

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